Best Cash Loans in Homa Bay 2026

Compare 223+ cash loans from 3+ banks in Homa Bay County. 55% of adults have access to financial services.

There are 223 cash loans available in Homa Bay County, Kenya, with 3 banks serving the area. Interest rates range from 11.6% to 19.6% monthly. Population: 1,131,950.

223+

Products Available

Bank Branches

1,131,950

Population

branches

Homa Bay County Financial Overview

Homa Bay County has extensive Lake Victoria shoreline supporting fishing. The county also produces sugar cane, rice, and has emerging gold mining activities.

Main Industries

FishingAgricultureTradeServicesMining

Popular Financial Products

Agricultural LoansBusiness LoansPersonal LoansMobile Money

GDP Contribution: 1.2% of Kenya's GDP

Region: Nyanza

Banks Offering Cash Loans in Homa Bay

KCB

4 branches

Homa Bay, Mbita, Ndhiwa, Oyugis

View KCB Products→

Equity Bank

3 branches

Homa Bay, Mbita

View Equity Bank Products→

Co-operative Bank

2 branches

Homa Bay, Oyugis

View Co-operative Bank Products→

Compare Cash Loans Available in Homa Bay

Abepot Credit Mobile Loan

Abepot Credit

Interest Rate:

Loan Amount:

KES 3,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2026
✓24/7 application availability via app and USSD

View Details & Apply

Abito Credit Line

Abito

Interest Rate:

Loan Amount:

KES 2,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓CRB credit-score-based pricing tiers

View Details & Apply

Absolute Credit Kenya Mobile Loan

Absolute Credit Kenya

Interest Rate:

Loan Amount:

KES 3,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Integrated with M-Pesa for instant disbursement

View Details & Apply

Acquire Credit Quick Loan

Acquire Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Digital loan agreement signed via OTP

View Details & Apply

Adjacent Possible Finance Quick Loan

Adjacent Possible Finance

Interest Rate:

Loan Amount:

KES 500 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Adroit Credit Instant Loan

Adroit Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

African Capital Business Loan

African Capital

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Afrimoney Credit Instant Loan

Afrimoney Credit

Interest Rate:

Loan Amount:

KES 3,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Ajax Credit Kenya Digital Loan

Ajax Credit Kenya

Interest Rate:

Loan Amount:

KES 3,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Application tracked via SMS status updates

View Details & Apply

Aleza Credit Line

Aleza

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in Western Kenya via Kisumu

View Details & Apply

Amaze Credit Credit Line

Amaze Credit

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2026
✓Integrated with Airtel Money for disbursement and repayment

View Details & Apply

Anjoy Credit Quick Loan

Anjoy Credit

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2023
✓Operates a professional website and digital presence

View Details & Apply

ASA International Kenya Instant Loan

ASA International Kenya

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Asante FS East Africa Quick Loan

Asante FS East Africa

Interest Rate:

Loan Amount:

KES 500 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2023
✓Operates a professional website and digital presence

View Details & Apply

Asap Credit Digital Loan

Asap Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Application tracked via SMS status updates

View Details & Apply

Aspire Lending Mobile Loan

Aspire Lending

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Autochek Digital Loan

Autochek

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Auxiliary Credit Mobile Loan

Auxiliary Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Optional loan insurance add-on

View Details & Apply

Avenews Ke Quick Loan

Avenews Ke

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

AVL Capital Credit Line

AVL Capital

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Azura Credit Digital Loan

Azura Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓Salary-anchored loans for employed applicants

View Details & Apply

Baecot Credit Credit Line

Baecot Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2026
✓Physical office in Nairobi's industrial belt

View Details & Apply

BCF Kenya Digital Loan

BCF Kenya

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Beavers Credit Credit Line

Beavers Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2026
✓Physical office in the Kiambu, Ruiru and Thika corridor

View Details & Apply

Becalob Credit Mobile Loan

Becalob Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Betasoft Credit Instant Loan

Betasoft Credit

Interest Rate:

Loan Amount:

KES 500 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2026
✓Referral bonuses when you invite other borrowers

View Details & Apply

Bidii Credit Mobile Loan

Bidii Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Bimas Kenya Mobile Loan

Bimas Kenya

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Mount Kenya region around Meru and Embu

View Details & Apply

Bingwa Micro Capital Credit Line

Bingwa Micro Capital

Interest Rate:

Loan Amount:

KES 500 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Kiambu, Ruiru and Thika corridor

View Details & Apply

Blesmark Credit Quick Loan

Blesmark Credit

Interest Rate:

Loan Amount:

KES 3,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the South Rift region

View Details & Apply

Bluewave Cash Instant Loan

Bluewave Cash

Interest Rate:

Loan Amount:

KES 1,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2026
✓CRB credit-score-based pricing tiers

View Details & Apply

Boostline Capital Mobile Loan

Boostline Capital

Interest Rate:

Loan Amount:

KES 2,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Partnership with retailers for BNPL-style purchases

View Details & Apply

Bossrich Credit Credit Line

Bossrich Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓WhatsApp customer support channel

View Details & Apply

BRAC Kenya Company Credit Line

BRAC Kenya Company

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Branch Personal Loan

Featured

Branch International

Interest Rate:

14% - 22%p.a.

Loan Amount:

KES 250 - KES 70,000

✓100% digital - download app and apply
✓Instant approval in minutes

View Details & Apply

Branch Personal Loan Plus

Featured

Branch International

Interest Rate:

12% - 21%p.a.

Loan Amount:

KES 250 - KES 100,000

✓AI-powered instant loan approval
✓Apply via Branch mobile app

View Details & Apply

Brisk Credit Instant Loan

Brisk Credit

Interest Rate:

Loan Amount:

KES 500 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Bytech Credit App Loan

Bytech Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2024
✓Integrated with Airtel Money for disbursement and repayment

View Details & Apply

Cashmart Capital Mobile Loan

Cashmart Capital

Interest Rate:

Loan Amount:

KES 2,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Application tracked via SMS status updates

View Details & Apply

Ceres Tech App Loan

Ceres Tech

Interest Rate:

Loan Amount:

KES 2,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2022
✓Weekly, bi-weekly and monthly repayment options

View Details & Apply

Chapeo Cash Loan

Chapeo

Interest Rate:

0.03% - 0.06%p.a.

Loan Amount:

KES 1,000 - KES 100,000

✓100% digital application
✓No collateral required

View Details & Apply

Chelete Credit Quick Loan

Chelete Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2024
✓Business loans available for registered SMEs

View Details & Apply

Chime Capital Mobile Loan

Chime Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2024
✓Physical office in Nairobi's industrial belt

View Details & Apply

Colkos Enterprises Mobile Loan

Colkos Enterprises

Interest Rate:

Loan Amount:

KES 3,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2023
✓Operates a professional website and digital presence

View Details & Apply

MCo-op Cash Mobile Loan

Co-operative Bank of Kenya

Interest Rate:

4% - 9%p.a.

Loan Amount:

KES 50 - KES 500,000

✓Instant loan approval and disbursement
✓Apply via USSD *667# or M-Coop app

View Details & Apply

Creditarea Capital Instant Loan

Creditarea Capital

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Dahawi Credit Quick Loan

Dahawi Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2026
✓Application tracked via SMS status updates

View Details & Apply

Decimal Capital Digital Loan

Decimal Capital

Interest Rate:

Loan Amount:

KES 3,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓No guarantor required for personal loans

View Details & Apply

Dexintec Kenya Credit Line

Dexintec Kenya

Interest Rate:

Loan Amount:

KES 2,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Dime Credit Mobile Loan

Dime Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2024
✓Loan limit grows with successful repayment history

View Details & Apply

Dotcash Credit Mobile Loan

Dotcash Credit

Interest Rate:

Loan Amount:

KES 3,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Regulated under CBK Digital Credit Providers Regulations 2022

View Details & Apply

East Africa Futures Company Credit Line

East Africa Futures Company

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Easyways Credit Mobile Loan

Easyways Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

ED Partners Africa Credit Line

ED Partners Africa

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Edenbridge Capital Digital Loan

Edenbridge Capital

Interest Rate:

Loan Amount:

KES 500 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Elevate Credit Instant Loan

Elevate Credit

Interest Rate:

Loan Amount:

KES 500 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓USSD code for feature phone users

View Details & Apply

Ellegant Credit Digital Loan

Ellegant Credit

Interest Rate:

Loan Amount:

KES 500 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Equity Eazzy Loan

Featured

Equity Bank Kenya

Interest Rate:

10% - 16%p.a.

Loan Amount:

KES 1,000 - KES 100,000

✓Instant approval within 1 minute
✓Loans up to KES 100,000

View Details & Apply

Extend Money Services Quick Loan

Extend Money Services

Interest Rate:

Loan Amount:

KES 2,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2023
✓Operates a professional website and digital presence

View Details & Apply

Fabilo Credit Mobile Loan

Fabilo Credit

Interest Rate:

Loan Amount:

KES 500 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓USSD code for feature phone users

View Details & Apply

Factorhouse Credit Line

Factorhouse

Interest Rate:

Loan Amount:

KES 3,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Fahari Point Capital Instant Loan

Fahari Point Capital

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Fantom Capital Credit Line

Fantom Capital

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in Nairobi's industrial belt

View Details & Apply

Fast Credit Credit Line

Fast Credit

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Fezotech Kenya Instant Loan

Fezotech Kenya

Interest Rate:

Loan Amount:

KES 2,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2024
✓Loan disbursed directly to M-Pesa within minutes

View Details & Apply

Finberry Capital Business Loan

Finberry Capital

Interest Rate:

Loan Amount:

KES 2,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Finboom Credit Kenya Instant Loan

Finboom Credit Kenya

Interest Rate:

Loan Amount:

KES 500 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Kiambu, Ruiru and Thika corridor

View Details & Apply

Fincorp Credit Digital Loan

Fincorp Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Fincredit Digital Loan

Fincredit

Interest Rate:

Loan Amount:

KES 3,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Finseil Mobile Loan

Finseil

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

FlashPesa Quick Loan

FlashPesa

Interest Rate:

Loan Amount:

KES 3,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Fluid Capital Quick Loan

Fluid Capital

Interest Rate:

Loan Amount:

KES 3,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Futureinno Digital Tech App Loan

Futureinno Digital Tech

Interest Rate:

Loan Amount:

KES 500 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Loan limit grows with successful repayment history

View Details & Apply

Geoland Credit Instant Loan

Geoland Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Mount Kenya region around Meru and Embu

View Details & Apply

Getcash Capital Business Loan

Getcash Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2022
✓Operates a professional website and digital presence

View Details & Apply

Girls First Kenya Instant Loan

Girls First Kenya

Interest Rate:

Loan Amount:

KES 3,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Granary Capital Quick Loan

Granary Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Guava Capital Business Loan

Guava Capital

Interest Rate:

Loan Amount:

KES 3,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Rift Valley via towns like Nakuru and Nanyuki

View Details & Apply

Hakki Africa Quick Loan

Hakki Africa

Interest Rate:

Loan Amount:

KES 3,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Hanis Capital Mobile Loan

Hanis Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Paperless application — no paperwork to print

View Details & Apply

Haraka Instant Loan

Haraka Finance

Interest Rate:

12% - 20%p.a.

Loan Amount:

KES 1,000 - KES 50,000

✓Loan approval in under 5 minutes
✓No CRB check for first loan

View Details & Apply

Hela Capital Digital Loan

Hela Capital

Interest Rate:

Loan Amount:

KES 3,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2024
✓Physical office in the Kiambu, Ruiru and Thika corridor

View Details & Apply

Helium Credit Digital Loan

Helium Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

HF Whizz Instant Loan

Featured

HF Group

Interest Rate:

7.5% p.a.

Loan Amount:

KES 1,000 - KES 100,000

✓Low 7.5% facility fee
✓Backed by licensed bank (HF Group)

View Details & Apply

Iboda Credit Instant Loan

Iboda Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2026
✓Weekly, bi-weekly and monthly repayment options

View Details & Apply

iLoan Mobile Loan

iLoan

Interest Rate:

Loan Amount:

KES 500 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Inkomoko Capital Kenya Quick Loan

Inkomoko Capital Kenya

Interest Rate:

Loan Amount:

KES 500 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Insight Credit Mobile Loan

Insight Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Inspire Credit Credit Line

Inspire Credit

Interest Rate:

Loan Amount:

KES 3,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

iPesa Instant Loan

iPesa Kenya

Interest Rate:

15% - 25%p.a.

Loan Amount:

KES 500 - KES 50,000

✓Instant loan approval
✓No paperwork required

View Details & Apply

Ismuk Credit Instant Loan

Ismuk Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2024
✓Integrated with Airtel Money for disbursement and repayment

View Details & Apply

Izwe Loans Kenya Quick Loan

Izwe Loans Kenya

Interest Rate:

Loan Amount:

KES 1,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Jackfruit Associates Quick Loan

Jackfruit Associates

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Jafari Credit Credit Line

Jafari Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Jambofin Credit Mobile Loan

Jambofin Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Kiambu, Ruiru and Thika corridor

View Details & Apply

Jawabu Biashara Credit Line

Jawabu Biashara

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Jefigs Credit Mobile Loan

Jefigs Credit

Interest Rate:

Loan Amount:

KES 3,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Juhudi Kilimo Company Quick Loan

Juhudi Kilimo Company

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Jumo Kenya Credit Line

Jumo Kenya

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2023
✓Operates a professional website and digital presence

View Details & Apply

Karibu Credit Credit Line

Karibu Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Kechita Capital Investment Digital Loan

Kechita Capital Investment

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2026
✓Physical office in the Eastern Kenya belt around Machakos and Kitui

View Details & Apply

Keep Vision and Growth Credit Digital Loan

Keep Vision and Growth Credit

Interest Rate:

Loan Amount:

KES 500 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Kifedha Mobile Loan

Kifedha

Interest Rate:

Loan Amount:

KES 2,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Kikwetu Credit Mobile Loan

Kikwetu Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Asset financing for equipment and vehicles

View Details & Apply

Kweli Smart Solutions Digital Loan

Kweli Smart Solutions

Interest Rate:

Loan Amount:

KES 500 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2022
✓Operates a professional website and digital presence

View Details & Apply

Lasiri Capital Credit Line

Lasiri Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Leaf Credit Digital Loan

Leaf Credit

Interest Rate:

Loan Amount:

KES 500 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Weekly, bi-weekly and monthly repayment options

View Details & Apply

Leja Quick Loan

Leja

Interest Rate:

Loan Amount:

KES 500 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Lenana Innovative Solutions Quick Loan

Lenana Innovative Solutions

Interest Rate:

Loan Amount:

KES 1,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Lendara Credit Quick Loan

Lendara Credit

Interest Rate:

Loan Amount:

KES 3,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2026
✓Flexible grace period before late fees kick in

View Details & Apply

Lendbucks Mobile Loan

Lendbucks

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

LendPlus Mobile Loan

LendPlus

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Liberty Afrika Technologies Credit Line

Liberty Afrika Technologies

Interest Rate:

Loan Amount:

KES 3,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Little Pesa Short-Term Loan

Little Pesa

Interest Rate:

Loan Amount:

KES 1,000 - KES 200,000

✓No processing charges
✓Flexible tenure 7-62 days

View Details & Apply

Loan Plus Digital Credit Provider Mobile Loan

Loan Plus Digital Credit Provider

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Integrated with M-Pesa for instant disbursement

View Details & Apply

Lobelitec Credit Mobile Loan

Lobelitec Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2024
✓Flexible grace period before late fees kick in

View Details & Apply

LockBx Credit Line

LockBx

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Longitude Capital Mobile Loan

Longitude Capital

Interest Rate:

Loan Amount:

KES 3,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Lucason Capital Credit Line

Lucason Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓WhatsApp customer support channel

View Details & Apply

M-Power Credit Line

M-Power

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Maison Capital Digital Loan

Maison Capital

Interest Rate:

Loan Amount:

KES 2,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Loan disbursed directly to M-Pesa within minutes

View Details & Apply

Malicash Investment Credit Line

Malicash Investment

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Eastern Kenya belt around Machakos and Kitui

View Details & Apply

Maralal Ledger Quick Loan

Maralal Ledger

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Maxxton Enterprises Instant Loan

Maxxton Enterprises

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Mayflower Capital Mobile Loan

Mayflower Capital

Interest Rate:

Loan Amount:

KES 3,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Mount Kenya region around Meru and Embu

View Details & Apply

Medical Credit Fund Instant Loan

Medical Credit Fund

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Mednow Capital Instant Loan

Mednow Capital

Interest Rate:

Loan Amount:

KES 2,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

MFS Technologies Instant Loan

MFS Technologies

Interest Rate:

Loan Amount:

KES 500 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2023
✓Operates a professional website and digital presence

View Details & Apply

Milhan Access Capital Quick Loan

Milhan Access Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Mimi Credit Instant Loan

Mimi Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Mint Credit Instant Loan

Mint Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

MKash Solutions Credit Line

MKash Solutions

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓KYC verification via IPRS and Huduma number

View Details & Apply

MKM Capital Mobile Loan

MKM Capital

Interest Rate:

Loan Amount:

KES 3,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Mkulimapay Credit Mobile Loan

Mkulimapay Credit

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Agricultural finance for smallholder farmers

View Details & Apply

Modesty Credit Quick Loan

Modesty Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Mount Kenya region around Meru and Embu

View Details & Apply

MoKash Instant Loan

Featured

NCBA Bank / MTN

Interest Rate:

9% p.a.

Loan Amount:

KES 500 - KES 150,000

✓Instant loan via MTN Mobile Money
✓No CRB check for approval

View Details & Apply

Momentum Credit Instant Loan

Momentum Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Moneza Quick Loan

Moneza

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Moto Hope Capital Instant Loan

Moto Hope Capital

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Mular Credit Instant Loan

Mular Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Eastern Kenya belt around Machakos and Kitui

View Details & Apply

Musoni Capital Mobile Loan

Musoni Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Mwananchi Credit Instant Loan

Mwananchi Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Mwanzo Credit Mobile Loan

Mwanzo Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2022
✓Application tracked via SMS status updates

View Details & Apply

MyWagepay Instant Loan

MyWagepay

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2022
✓Operates a professional website and digital presence

View Details & Apply

Natal Tech Quick Loan

Natal Tech

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2023
✓Physical office in the Kiambu, Ruiru and Thika corridor

View Details & Apply

Newark Frontiers Credit Line

Newark Frontiers

Interest Rate:

Loan Amount:

KES 3,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

NJB Quick Loan

NJB

Interest Rate:

Loan Amount:

KES 2,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2026
✓Early repayment rewards (reduced fees)

View Details & Apply

Novatok Credit Digital Loan

Novatok Credit

Interest Rate:

Loan Amount:

KES 500 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2026
✓Partnership with retailers for BNPL-style purchases

View Details & Apply

Numida Technologies Kenya Digital Loan

Numida Technologies Kenya

Interest Rate:

Loan Amount:

KES 2,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

ODI Credit Quick Loan

ODI Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

OKash Instant Loan

Featured

Okash Kenya

Interest Rate:

8% - 20%p.a.

Loan Amount:

KES 1,500 - KES 50,000

✓Instant approval within 2 minutes
✓Loans from KES 1,500 to KES 50,000

View Details & Apply

Okash Personal Loan

Okash (Opera)

Interest Rate:

5% - 10%p.a.

Loan Amount:

KES 500 - KES 50,000

✓AI-powered instant loan approval
✓Apply via Okash mobile app

View Details & Apply

Okolea Instant Loan

Okolea International

Interest Rate:

11.15% - 15%p.a.

Loan Amount:

KES 500 - KES 500,000

✓Instant approval and disbursement
✓No collateral required

View Details & Apply

Onwards Swift Company Quick Loan

Onwards Swift Company

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Nyanza region south of Kisumu

View Details & Apply

Opal Quick Mobile Loan

Opal Quick

Interest Rate:

Loan Amount:

KES 2,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓Physical office in the Mount Kenya region around Meru and Embu

View Details & Apply

Otas Credit Digital Loan

Otas Credit

Interest Rate:

Loan Amount:

KES 3,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓M-Pesa STK push for one-tap repayment

View Details & Apply

Pato Capital Quick Loan

Pato Capital

Interest Rate:

Loan Amount:

KES 500 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Payablu Credit Mobile Loan

Payablu Credit

Interest Rate:

Loan Amount:

KES 500 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓Application tracked via SMS status updates

View Details & Apply

Pembeni Cash Quick Loan

Pembeni Cash

Interest Rate:

Loan Amount:

KES 3,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓No collateral required for first-time loans

View Details & Apply

Pesaglow Capital Business Loan

Pesaglow Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓24/7 application availability via app and USSD

View Details & Apply

Pesakuu Credit Digital Loan

Pesakuu Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2024
✓Mobile app available on Google Play Store

View Details & Apply

Peshee Capital Mobile Loan

Peshee Capital

Interest Rate:

Loan Amount:

KES 500 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Eastern Kenya belt around Machakos and Kitui

View Details & Apply

Phoenix Capital Business Loan

Phoenix Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Pi Capital Business Loan

Pi Capital

Interest Rate:

Loan Amount:

KES 3,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Premier Credit Credit Line

Premier Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Primebridge Capital Instant Loan

Primebridge Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2026
✓Loan disbursed directly to M-Pesa within minutes

View Details & Apply

Progressive Credit Quick Loan

Progressive Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Puphik Credit Digital Loan

Puphik Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2024
✓Physical office in the Rift Valley via towns like Nakuru and Nanyuki

View Details & Apply

Quickflex Ventures Instant Loan

Quickflex Ventures

Interest Rate:

Loan Amount:

KES 3,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2026
✓Physical office in the Rift Valley via towns like Nakuru and Nanyuki

View Details & Apply

Radi Credit Credit Line

Radi Credit

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Real People Kenya Instant Loan

Real People Kenya

Interest Rate:

Loan Amount:

KES 2,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Reazilla DCP Instant Loan

Reazilla DCP

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓WhatsApp customer support channel

View Details & Apply

Rewot Ciro Mobile Loan

Rewot Ciro

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2022
✓Operates a professional website and digital presence

View Details & Apply

Risine Credit Credit Line

Risine Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2023
✓Partnership with retailers for BNPL-style purchases

View Details & Apply

Rosatap Credit Instant Loan

Rosatap Credit

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Coast region via Mombasa

View Details & Apply

Rosky Credit Instant Loan

Rosky Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2026
✓Physical office in the Coast region via Mombasa

View Details & Apply

Seanala Credit Credit Line

Seanala Credit

Interest Rate:

Loan Amount:

KES 3,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Agri-finance product line for smallholder farmers

View Details & Apply

Select Management Services Instant Loan

Select Management Services

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Senti Instant Loan

Senti App

Interest Rate:

10% - 20%p.a.

Loan Amount:

KES 1,000 - KES 50,000

✓Fast loan approval
✓No CRB check for first loan

View Details & Apply

Simbageld Mobile Loan

Simbageld

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Simplepay Capital Credit Line

Simplepay Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Sipranda Capital Digital Loan

Sipranda Capital

Interest Rate:

Loan Amount:

KES 3,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Siti Mobility Technologies Credit Line

Siti Mobility Technologies

Interest Rate:

Loan Amount:

KES 2,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Snowflex Capital Mobile Loan

Snowflex Capital

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Referral bonuses when you invite other borrowers

View Details & Apply

SokoHela Instant Loan

Sokohela

Interest Rate:

Loan Amount:

KES 5,000 - KES 200,000

✓Among first 10 CBK licensed
✓Agri financing available

View Details & Apply

Spectrum Credit Credit Line

Spectrum Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

SpotIt Credit Line

SpotIt

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Spread Capital Quick Loan

Spread Capital

Interest Rate:

Loan Amount:

KES 500 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Steadfast Credit Quick Loan

Steadfast Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Stride Credit Mobile Loan

Stride Credit

Interest Rate:

Loan Amount:

KES 500 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓Physical office in the Mount Kenya region around Meru and Embu

View Details & Apply

Suffice Mobile Loan

Suffice

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Sumpay Quick Loan

Sumpay

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

Sure Cred Capital Mobile Loan

Sure Cred Capital

Interest Rate:

Loan Amount:

KES 3,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2024
✓Loan top-ups available mid-term for existing customers

View Details & Apply

Tala Instant Loan

Featured

Tala Kenya

Interest Rate:

11% - 15%p.a.

Loan Amount:

KES 1,000 - KES 50,000

✓First loan approved within 10 minutes
✓Loan limit up to KES 50,000

View Details & Apply

Tala Personal Loan Plus

Tala Kenya

Interest Rate:

15% - 25%p.a.

Loan Amount:

KES 500 - KES 70,000

✓Alternative credit scoring using phone data
✓Instant loan approval (within minutes)

View Details & Apply

Tanir Credit & Accounting Services Instant Loan

Tanir Credit & Accounting Services

Interest Rate:

Loan Amount:

KES 3,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2024
✓Physical office in the Kiambu, Ruiru and Thika corridor

View Details & Apply

Tazu Credit Digital Loan

Tazu Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Loan top-ups available mid-term for existing customers

View Details & Apply

Tenakata Enterprises Quick Loan

Tenakata Enterprises

Interest Rate:

Loan Amount:

KES 3,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2023
✓Operates a professional website and digital presence

View Details & Apply

Tentacorp Holdings Credit Line

Tentacorp Holdings

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓M-Pesa STK push for one-tap repayment

View Details & Apply

Timiza Instant Loan

Featured

ABSA Bank Kenya

Interest Rate:

10% - 18%p.a.

Loan Amount:

KES 500 - KES 150,000

✓Instant approval (1 minute)
✓No paperwork required

View Details & Apply

Tinycost Credit Kenya Mobile Loan

Tinycost Credit Kenya

Interest Rate:

Loan Amount:

KES 1,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Kiambu, Ruiru and Thika corridor

View Details & Apply

Tip-Point Capital Mobile Loan

Tip-Point Capital

Interest Rate:

Loan Amount:

KES 500 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Transsnet Credit Mobile Loan

Transsnet Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Partnership with retailers for BNPL-style purchases

View Details & Apply

Treasure Store Credit Line

Treasure Store

Interest Rate:

Loan Amount:

KES 3,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

TruePesa Instant Loan

TruePesa

Interest Rate:

12% - 25%p.a.

Loan Amount:

KES 2,000 - KES 80,000

✓Low APR of 12-25%
✓Loans up to KES 80,000

View Details & Apply

TrustGro SCA Mobile Loan

TrustGro SCA

Interest Rate:

Loan Amount:

KES 3,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Tundar Capital Business Loan

Tundar Capital

Interest Rate:

Loan Amount:

KES 500 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2026
✓Operates a professional website and digital presence

View Details & Apply

UbaPesa Instant Loan

UbaPesa

Interest Rate:

9% - 15%p.a.

Loan Amount:

KES 500 - KES 50,000

✓CBK licensed
✓Fast approval

View Details & Apply

Umoja Fanisi Instant Loan

Umoja Fanisi

Interest Rate:

Loan Amount:

KES 1,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2023
✓Operates a professional website and digital presence

View Details & Apply

Unidirect Digital Loan

Unidirect

Interest Rate:

Loan Amount:

KES 2,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Unifi Credit Quick Loan

Unifi Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Vision Edge Credit Partners Mobile Loan

Vision Edge Credit Partners

Interest Rate:

Loan Amount:

KES 1,000 - KES 30,000

✓CBK-licensed Digital Credit Provider since 2025
✓Physical office in the Kiambu, Ruiru and Thika corridor

View Details & Apply

Wabema Credit Mobile Loan

Wabema Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Optional loan insurance add-on

View Details & Apply

Wakanda Credit Instant Loan

Wakanda Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2025
✓Operates a professional website and digital presence

View Details & Apply

Westlip Credit Digital Loan

Westlip Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Digital loan agreement signed via OTP

View Details & Apply

Wiresphere Digital Loan

Wiresphere

Interest Rate:

Loan Amount:

KES 2,000 - KES 50,000

✓CBK-licensed Digital Credit Provider since 2026
✓Option to roll over loan with partial payment

View Details & Apply

Yehu Impact Quick Loan

Yehu Impact

Interest Rate:

Loan Amount:

KES 1,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2026
✓Physical office in the Coast region via Mombasa

View Details & Apply

Zaidi Pato Mobile Loan

Zaidi Pato

Interest Rate:

Loan Amount:

KES 1,000 - KES 100,000

✓CBK-licensed Digital Credit Provider since 2025
✓Repayment history shared across CRBs to build score

View Details & Apply

Zamaradi Capital & Credit Group Digital Loan

Zamaradi Capital & Credit Group

Interest Rate:

Loan Amount:

KES 3,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2025
✓Agri-finance product line for smallholder farmers

View Details & Apply

Zenka Instant Loan

Featured

Zenka Finance Limited

Interest Rate:

9% - 15%p.a.

Loan Amount:

KES 500 - KES 30,000

✓Instant approval within 1 minute
✓Loans from KES 500 to KES 30,000

View Details & Apply

Zenka Personal Loan

Zenka Finance

Interest Rate:

4.5% - 9%p.a.

Loan Amount:

KES 500 - KES 50,000

✓Instant loan approval
✓Apply via Zenka mobile app

View Details & Apply

Ziki Credit Quick Loan

Ziki Credit

Interest Rate:

Loan Amount:

KES 1,000 - KES 75,000

✓CBK-licensed Digital Credit Provider since 2025
✓Integrated with Airtel Money for disbursement and repayment

View Details & Apply

Zillions Credit Digital Loan

Zillions Credit

Interest Rate:

Loan Amount:

KES 2,000 - KES 150,000

✓CBK-licensed Digital Credit Provider since 2024
✓Operates a professional website and digital presence

View Details & Apply

Tips for Getting Cash Loans in Homa Bay

💡Fishing communities can access beach management unit financing
💡Sugar cane farmers should explore factory-linked financing
💡Mobile money is essential for island communities
💡Small-scale miners can find equipment financing options

How to Apply for Cash Loans in Homa Bay

Compare: Use PesaMarket to compare cash loans from 3+ banks
Check eligibility: Review requirements for your preferred product - income, age, CRB status
Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
Apply: Visit a branch in Homa Bay or apply online through the bank's website/app
Wait for approval: Most cash loans are processed within 24-72 hours

Frequently Asked Questions: Cash Loans in Homa Bay

What are the best Cash Loans in Homa Bay County?

The best cash loans in Homa Bay include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 14.6% p.a. depending on the product and your credit profile. Compare all 223+ options on PesaMarket to find the best fit for your needs.

How do I apply for cash loans in Homa Bay?

To apply for cash loans in Homa Bay: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Homa Bay or Ndhiwa or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.

Which banks have branches in Homa Bay County?

Major banks with branches in Homa Bay include: KCB (4 branches - Homa Bay, Mbita, Ndhiwa); Equity Bank (3 branches - Homa Bay, Mbita); Co-operative Bank (2 branches - Homa Bay, Oyugis). You can also access mobile banking and digital loans from anywhere in Homa Bay.

What is the minimum salary to qualify for cash loans in Homa Bay?

Minimum salary requirements for cash loans in Homa Bay vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.

Are there cash loans without CRB check in Homa Bay?

Some digital lenders in Homa Bay offer cash loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.

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Other Financial Products in Homa Bay

💰Personal Loans 💳Credit Cards 🏢Business Loans 📱Mobile Money Loans

Cash Loans in Homa Bay's Major Towns

Whether you're in Homa Bay, Ndhiwa, Mbita, Oyugis, or any other part of Homa Bay County, you can access cash loans from leading financial institutions. Homa Bay has the most bank branches, but mobile banking and digital loans are available across the entire Nyanza region. Our platform helps you compare rates and find the best cash loans for your needs.

Ready to Apply?

Compare 223+ cash loans from top banks in Homa Bay. Find the best rates and apply online today.

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