Compare. Choose. Save.
All in 60 Seconds.
Compare 172 loans and credit cards from 58 CBK-licensed lenders in one place.
Real-time data. Transparent fees. 100% free comparison.
Need Money Now?
Get cash in minutes, not days
Emergency? Compare instant loan options from M-Shwari, Fuliza, Branch, Tala & more. Up to KES 500K in minutes.
Your loan could be costing you more.
Let us fix it.
Upload your current loan and we'll automatically monitor 30+ lenders to find you better rates—completely free, forever.
Popular Loan Amounts
See rates for common loan amounts
Browse by Category
Find the right financial product for your needs
Personal Loans
Compare personal loans from KCB, Equity, Co-op, and digital lenders. Get the best rates and fastest approval.
Rates from 12% p.a.
Up to KES 5M
Credit Cards
Compare the best credit cards in Kenya. Find cards with rewards, cashback, low fees, and travel benefits.
3.5% monthly (42% p.a.)
Limits up to KES 1M
Business Loans
Compare SME financing options from banks and fintech lenders. Fund your business growth with competitive rates.
Rates from 14% p.a.
Up to KES 100M
Mobile Money Loans
Compare M-Pesa loans, M-Shwari, Fuliza, and instant mobile lending apps. Get cash in minutes.
Instant approval
Up to KES 500K
Mortgages
Compare home loan rates, terms, and eligibility from Kenya's top banks. Find your dream home financing.
Rates from 11% p.a.
Up to 90% LTV
Savings Accounts
Compare savings account interest rates, fees, and features from Kenyan banks.
Up to 12% p.a.
Min KES 1,000
Fast Loans
Compare digital lending apps like Branch, Tala, Zenka. Get instant approval and money in your account fast.
5-minute approval
Up to KES 500K
Current Accounts
Compare current accounts with low fees and great features from Kenyan banks.
Low monthly fees
Multiple signatories
What Kenyans Are Saying
Real feedback from PesaMarket users
“Found a loan with 8% lower interest than what my bank offered. Saved over KES 40,000 in the first year.”
“The comparison tool made it so easy to find the right credit card. No more hidden fees!”
“I was able to compare all mobile loan apps in one place. Very convenient and trustworthy.”
Financial Guides for Kenya
Expert advice to help you make better financial decisions
Best M-PESA Loans Kenya 2025
Compare M-Shwari, Fuliza, KCB M-PESA and more instant mobile loans
🛡️How to Remove CRB Blacklisting
Clear your credit record and get back to borrowing
⚡Emergency Loans: Quick Cash
Get cash in minutes when you need it most
🔓Loans for Bad Credit Kenya
Options for CRB-listed borrowers who need loans
✅CBK Licensed Lenders Kenya
Avoid scams - only borrow from licensed lenders
⚖️Borrower Rights Kenya
Know your legal protections when borrowing
Frequently Asked Questions
Get answers to common questions about comparing loans in Kenya
Is PesaMarket free to use?▼
Yes, PesaMarket is 100% free for users. We earn a commission from lenders when you apply, but this never affects the rates you receive or our recommendations.
Does comparing loans affect my credit score?▼
No, comparing loans on PesaMarket does not affect your CRB score. We show you pre-qualified offers without hard credit checks. Only actual loan applications to lenders may impact your credit.
How do you choose which loans to show?▼
We show loans from CBK-licensed lenders only, ranked by interest rate and terms. Our algorithm considers APR, fees, and user reviews to provide unbiased comparisons.
What documents do I need to apply for a loan?▼
Most mobile loans require just your National ID and M-Pesa registration. Bank loans may require payslips, bank statements, and proof of employment.
How fast can I get a loan approved?▼
Mobile loans like M-Shwari and Fuliza are instant. Digital lenders like Branch and Tala take 5-15 minutes. Traditional bank loans may take 1-5 business days.
Why Trust PesaMarket?
We're Kenya's most trusted comparison platform
CBK Verified
Only licensed banks and lenders
Real Savings
Average savings of KES 50K+ per year
Built for Kenya
Understanding local market and needs
No CRB Impact
Compare without affecting your credit score
Ready to Save Money?
Join thousands of Kenyans who found better financial products through PesaMarket.
🎯 Start ComparisonComparing 172 products from CBK-licensed lenders. 100% free, forever.