How do I compare money market funds?

Use our comparison tool to filter by interest rate, fees, approval time, and loan amount. Compare at least 3 products before making a decision. We have compared 10 money market funds from Kenyas leading banks and financial institutions.

Is it free to use PesaMarket?

Yes! PesaMarket is 100% free for consumers. We may earn a commission when you apply through our links, but this does not affect the rates or terms you receive.

How often is the information updated?

We update product information daily to ensure you have access to the latest rates, fees, and terms. Always verify final details with the financial institution before applying.

What is the best money market fund in Kenya?

The best money market fund depends on your specific needs, income level, credit history, and financial goals. Use our comparison tool to find products that match your requirements. Consider factors like interest rates, fees, approval time, and eligibility criteria.

How quickly can I get approved for a money market fund?

Approval times vary by lender. Digital lenders often approve applications within minutes, while traditional banks may take 1-7 days. Check the "Approval Time" field in our comparison table to find the fastest options.

Best Money Market Funds Kenya 2026

⭐ First-time investors

Zimele Money Market Fund

Old Mutual

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Processing Fee

None

Oldest MMF in Kenya - established track record
Lowest minimum investment (KES 100)

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⭐ Return-focused investors

GulfCap Money Market Fund

GulfCap Investment Bank

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Processing Fee

None

Consistently top-performing MMF in Kenya
Double-digit returns

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⭐ Return-focused investors

Cytonn Money Market Fund

Cytonn Asset Managers

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Processing Fee

None

Highest performing MMF in Kenya (Dec 2025)
11.26% gross annual return

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⭐ Investors seeking consistent returns

Lofty-Corban Money Market Fund

Lofty-Corban Asset Management

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Processing Fee

None

Consistently high-performing MMF
Over KES 4 billion AUM

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⭐ Tech-savvy investors

Nabo Africa Money Market Fund

Nabo Capital

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Processing Fee

None

Second highest returns (Dec 2025)
11.11% gross annual return

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⭐ Return-focused investors

Etica Money Market Fund

Etica Capital

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Processing Fee

None

10.99% gross return - top 3 performer
Low minimum investment

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⭐ M-Pesa users wanting easy savings

Ziidi Money Market Fund

Safaricom / Standard Investment Bank

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Processing Fee

None

Invest from just KES 100 via M-Pesa
No M-Pesa transaction fees to or from fund

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⭐ Those wanting international brand

Sanlam Money Market Fund

Sanlam Investments

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Processing Fee

None

Sanlam Group backing
Pan-African fund manager

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⭐ Brand-conscious investors

Britam Money Market Fund

Britam Asset Managers

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Processing Fee

None

Britam insurance backing
NSE-listed parent company

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⭐ Conservative investors

CIC Money Market Fund

CIC Asset Management

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Processing Fee

None

Largest MMF by assets in Kenya
CIC Group backing - major insurer

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Money Market Funds in Kenya

Zimele Money Market Fund

GulfCap Money Market Fund

Cytonn Money Market Fund

Lofty-Corban Money Market Fund

Nabo Africa Money Market Fund

Etica Money Market Fund

Ziidi Money Market Fund

Sanlam Money Market Fund

Britam Money Market Fund

CIC Money Market Fund