KCB Personal Car Loan
Pros
- +Finance up to 100% of vehicle value
- +New and used vehicles accepted (up to 8 years old)
- +Competitive interest rates
- +Flexible repayment period up to 5 years
KCB vs Equity Bank - Complete Bank Comparison 2025
Compare KCB and Equity Bank side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.
At a Glance
Best Rate
Kenya Commercial Bank
Lowest Fees
Equity Bank Kenya
Fastest Approval
Kenya Commercial Bank
Overall Winner
Kenya Commercial Bank
| Feature | KCB Personal Car Loan Kenya Commercial Bank | Equity Personal Loan Equity Bank Kenya |
|---|---|---|
| Interest Rate | 13% - 15.5% p.a. | 13% - 16% p.a. |
| Loan Amount Range | KES 300,000 - KES 15,000,000 | KES 50,000 - KES 5,000,000 |
| Repayment Period | 12 - 60 months | 6 - 60 months |
| Fees | Processing: 2% | Processing: 2% |
| Key Features |
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| View Details & Apply | View Details & Apply |
Equity Personal Loan
Pros
- +Quick approval within 48 hours
- +Flexible repayment up to 5 years
- +No collateral for loans up to KES 500k
- +Competitive interest rates
Frequently Asked Questions
Which is better: KCB or Equity Bank?
Both KCB and Equity Bank are reputable CBK-licensed banks in Kenya. KCB has 250 branches while Equity Bank has 190 branches. KCB was established in 1896 and Equity Bank in 1984. The best choice depends on your specific needs, location, and the type of financial product you're looking for.
What are the main differences between KCB and Equity Bank?
KCB is headquartered in Nairobi and offers Largest branch network in Kenya (250+ branches), Strong digital banking platform. Equity Bank is headquartered in Nairobi and is known for 190+ branches nationwide, Strong digital banking. They differ in their product offerings, interest rates, fees, and branch networks.
Which bank has better interest rates: KCB or Equity Bank?
Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. KCB may offer lower rates for salary-backed loans, while Equity Bank might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.
Can I have accounts at both KCB and Equity Bank?
Yes, you can have accounts at both KCB and Equity Bank. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.
Which bank has better mobile banking: KCB or Equity Bank?
Both banks have robust mobile banking apps. KCB offers KCB Mobile with M-Pesa integration, while Equity Bank provides Equity Mobile services. Check app store ratings and features that matter most to you.
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