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🏠 Loans for Home Renovation in Kenya

Transform your home with renovation financing. From kitchen upgrades to complete remodels, find the right loan for your home improvement project.

17
Loan Options
2.5%
From (p.a.)
KES 50K+
Loan Amounts
12-60
Months Term

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Best Loans for Home Renovation

Best Rate

Mogo Car Logbook Loan

Mogo Kenya

Interest Rate:

2.5% - 4% p.a.

Amount:

KES 50,000 - 5,000,000

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Letshego Personal Loan

Letshego Kenya

Interest Rate:

5.25% - 24% p.a.

Amount:

KES 250 - 500,000

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Faulu Imara Loan

Faulu Microfinance Bank

Interest Rate:

9.5% - 34% p.a.

Amount:

KES 10,000 - 3,000,000

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KCB Personal Secured Loan

Kenya Commercial Bank

Interest Rate:

11% - 14% p.a.

Amount:

KES 100,000 - 20,000,000

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NCBA Personal Loan

NCBA Bank

Interest Rate:

12% - 18% p.a.

Amount:

KES 50,000 - 7,000,000

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ABSA Unsecured Check-Off Loan

ABSA Bank Kenya

Interest Rate:

13% - 16% p.a.

Amount:

KES 50,000 - 5,000,000

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Equity Personal Loan

Equity Bank Kenya

Interest Rate:

13% - 16% p.a.

Amount:

KES 50,000 - 5,000,000

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KCB Personal Car Loan

Kenya Commercial Bank

Interest Rate:

13% - 15.5% p.a.

Amount:

KES 300,000 - 15,000,000

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Stanbic Personal Loan

Stanbic Bank Kenya

Interest Rate:

13% - 17% p.a.

Amount:

KES 100,000 - 15,000,000

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Tips for Getting Home Renovation Loans

  • 💡Get multiple quotes from contractors before determining loan amount
  • 💡Include a 10-15% buffer for unexpected costs
  • 💡Consider phased renovations if budget is tight
  • 💡Renovations can increase property value

Frequently Asked Questions

Can I get a loan for home renovations?

Yes, personal loans can be used for any home improvement. Banks like KCB, Equity offer renovation financing up to KES 5 million with terms up to 60 months.

What interest rates apply?

Home renovation loans typically have interest rates of 13-18% p.a. from major banks, similar to personal loan rates.

Ready to Apply for Home Renovation Financing?

Compare 17 loan options and find the best rates for your needs.

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