Personal Loan
Bank of Baroda Personal Loan
Bank of Baroda
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 15% p.a.
Loan Amount
Ksh 100,000 - Ksh 8,000,000
Approval Time
3-5 working days
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Low 1.5% processing fee saves thousands
- Extends to 72-month repayment tenure
- Accepts pensioners up to age 65
- High KES 8M ceiling for bigger needs
- Indian banking heritage brings global standards
Cons
- Slower 3-5 day approval than digital lenders
- Early repayment penalty in first year
- Minimum income of KES 30,000 required
- Small branch network (about 15 branches)
Customer Reviews
⭐
No reviews yet
Be the first to share your experience with Bank of Baroda Personal Loan
Write the First ReviewShare Your Experience
Product Details
Features
- Personal loans up to KES 8 million
- Indian subsidiary with deep Kenya-India trade corridor
- Loans to pensioners up to age 65
- Long 6-year repayment period
- Low 1.5% processing fee
- Baroda M-Connect mobile banking
- NRI (Non-Resident Indian) banking specialists
- Conservative lending standards (stable bank)
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 30,000/month
Employment: Employed, Self-employed, Professional, Pensioner
Required Documents
- National ID or passport
- KRA PIN
- Salary slips or income proof
- 12 months bank statements
Repayment Options
Standing orderDirect debitBranch
Ready to Apply?
Get started with Bank of Baroda Personal Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology