Personal Loan
ABSA Unsecured Check-Off Loan
ABSA Bank Kenya
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 16% p.a.
Loan Amount
Ksh 50,000 - Ksh 5,000,000
Approval Time
1-3 working days
Processing Fee
2.5%
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- No collateral required
- Fast approval (24-48 hours)
- Competitive rates (13-16%)
- Automatic salary deduction
- Credit life insurance included
- Borrow up to 5x salary
Cons
- Only for salaried employees
- Requires employer check-off agreement
- Processing fee of 2.5%
- Credit score check required
- 12 months employment history needed
Customer Reviews
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Product Details
Features
- No collateral required
- Automatic salary deduction (check-off)
- Quick approval (24-48 hours)
- Competitive interest rates
- Flexible repayment up to 5 years
- Credit life insurance included
- Top-up facility for existing customers
- Direct disbursement to account or M-Pesa
- No early repayment penalties
- Borrow up to 5 times gross salary
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 30,000/month
Employment: Salaried employees with check-off facility
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips
- Last 6 months bank statements
- Employment letter/contract
- Introduction letter from employer
- Authorization for check-off deduction
Repayment Options
Check-off (automatic salary deduction)Standing orderM-Pesa PaybillBranch payment
Ready to Apply?
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