Plan your dream wedding without financial stress. Compare wedding loans for ceremonies, dowry (bride price), honeymoon, and celebration expenses.
See exactly how much you'll pay each month
Dowry (bride price) is a significant wedding expense in Kenya. Here's what to expect across major communities:
| Tribe | Average Cost (KES) | Traditional Items |
|---|---|---|
| Kikuyu (Ruracio) | 200,000 - 650,000 | 50-100 goats, blankets, ceremonial items |
| Kalenjin (Koito) | 200,000 - 800,000 | Cows, honey, blankets, cash |
| Maasai | 500,000 - 2,000,000+ | 10-20+ cattle (highest in Kenya) |
| Luo (Ayie) | 150,000 - 400,000 | 12-20 cattle, cash contributions |
| Kamba | 80,000 - 250,000 | 3-5 cows, goats (most affordable) |
| Luhya | 100,000 - 350,000 | 3-7 cows, bull, goats, chicken |
Need help financing dowry? Personal loans from KES 50,000 to KES 2,000,000 can help cover bride price costs. Most lenders don't restrict how you use personal loan funds.
Chapeo
0.03% - 0.06% p.a.
KES 1,000 - 100,000
Mogo Kenya
2.5% - 4% p.a.
KES 50,000 - 5,000,000
Co-operative Bank of Kenya
4% - 9% p.a.
KES 50 - 500,000
Zenka Finance
4.5% - 9% p.a.
KES 500 - 50,000
Okash (Opera)
5% - 10% p.a.
KES 500 - 50,000
Yes, personal loans can be used for dowry (bride price). Banks don't restrict how you use personal loan funds. Amounts typically range from KES 50,000 to KES 2 million depending on your income. Consider involving family contributions to reduce the loan amount.
Average Kenyan weddings cost KES 300,000-2 million. Borrow only what you can comfortably repay - monthly payments shouldn't exceed 30% of income. Many couples borrow KES 200,000-500,000 to supplement savings and family contributions.
Personal loans from major banks (KCB, Equity, Co-op) offer the best rates for wedding financing at 13-18% p.a. with terms up to 48 months. For smaller amounts or last-minute needs, digital loans like Branch or Zenka provide quick access.
While traditional joint loans aren't common in Kenya, couples can each take individual loans to increase borrowing capacity. Some banks offer better terms if both partners bank with them. Consider who has the better credit profile and income.
Compare 36 loan options and find the best rates for your needs.
Letshego Kenya
5.25% - 24% p.a.
KES 250 - 500,000
Faulu Microfinance Bank
9.5% - 34% p.a.
KES 10,000 - 3,000,000
Equity Bank Kenya
10% - 16% p.a.
KES 1,000 - 100,000