đž Agricultural Loans in Kenya
Grow your farming business with agricultural financing. Fund seeds, equipment, livestock, and farm expansion projects.
Calculate Your Agriculture Loan
See exactly how much you'll pay each month
Best Loans for Agriculture
4G Capital SME Working Capital Loan
4G Capital
0.75% - 0.9% p.a.
KES 5,000 - 3,000,000
KWFT Biashara Business Loan
Kenya Women Microfinance Bank
1.5% - 2% p.a.
KES 5,000 - 2,000,000
Watu Motorbike Financing
Watu Credit
2.99% - 4.5% p.a.
KES 40,000 - 350,000
Lipa Later Merchant Advance
Lipa Later
3% - 5% p.a.
KES 10,000 - 1,000,000
Marble Capital Biashara Loan
Marble Capital Solutions
3% - 5% p.a.
KES 50,000 - 2,000,000
Jijenge Merchant Advance
Jijenge Credit
10% - 15% p.a.
KES 50,000 - 2,000,000
Tips for Getting Agriculture Loans
- đĄConsider AFC (Agricultural Finance Corporation) for specialized agri-loans
- đĄSACCOs often offer better rates for farmers
- đĄPlan repayment around harvest seasons
- đĄCrop insurance can improve loan approval chances
Frequently Asked Questions
Which banks offer agricultural loans?
KCB, Equity, Co-op Bank, and AFC offer specialized agricultural loans. Interest rates range from 12-18% with flexible terms aligned to farming cycles.
What collateral is needed?
Depending on amount: land title, livestock, or farm equipment. Some lenders accept group guarantees for smaller amounts.
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Ready to Apply for Agriculture Financing?
Compare 23 loan options and find the best rates for your needs.