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đŸĨ Loans for Medical Emergency in Kenya

Healthcare emergencies don't wait. Get quick access to funds for hospital bills, surgeries, medical procedures, and ongoing treatment.

44
Loan Options
0.03%
From (p.a.)
KES 10K+
Loan Amounts
3-24
Months Term

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Best Loans for Medical Emergency

Best Rate

Chapeo Cash Loan

Chapeo

Interest Rate:

0.03% - 0.06% p.a.

Amount:

KES 1,000 - 100,000

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Taasi Pochi Business Loan

Safaricom M-Pesa

Interest Rate:

0.5% - 1% p.a.

Amount:

KES 1,000 - 150,000

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Taasi Till Business Loan

Safaricom M-Pesa

Interest Rate:

0.5% - 1% p.a.

Amount:

KES 1,000 - 250,000

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Fuliza Biashara Overdraft

Safaricom M-Pesa

Interest Rate:

1.5% p.a.

Amount:

KES 100 - 100,000

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Mogo Car Logbook Loan

Mogo Kenya

Interest Rate:

2.5% - 4% p.a.

Amount:

KES 50,000 - 5,000,000

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MCo-op Cash Mobile Loan

Co-operative Bank of Kenya

Interest Rate:

4% - 9% p.a.

Amount:

KES 50 - 500,000

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Zenka Personal Loan

Zenka Finance

Interest Rate:

4.5% - 9% p.a.

Amount:

KES 500 - 50,000

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Okash Personal Loan

Okash (Opera)

Interest Rate:

5% - 10% p.a.

Amount:

KES 500 - 50,000

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Letshego Personal Loan

Letshego Kenya

Interest Rate:

5.25% - 24% p.a.

Amount:

KES 250 - 500,000

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Tips for Getting Medical Emergency Loans

  • 💡For emergencies, mobile loans (Fuliza, M-Shwari) provide instant access
  • 💡Check if your employer offers medical salary advances
  • 💡NHIF covers many procedures - verify coverage before borrowing
  • 💡Hospital payment plans may offer better terms than loans

Frequently Asked Questions

How can I get emergency money for medical bills?

Use Fuliza/M-Shwari for instant small amounts, Branch/Tala for up to KES 70,000, or bank salary advances. For larger amounts, personal loans take 24-48 hours.

What documents do I need?

National ID, proof of income, and hospital bill or estimate. Some lenders may require additional medical documentation.

Ready to Apply for Medical Emergency Financing?

Compare 44 loan options and find the best rates for your needs.

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