Mortgages in Kenya
Compare home loan rates from 15 CBK-licensed banks in Kenya â ABSA Bank Kenya, Co-operative Bank of Kenya, Diamond Trust Bank Kenya and 12 more. Loan sizes KES 500K-150M, APR 9.5-16%. As of 2026-05-23.
There are 15 mortgages available in Kenya with interest rates from 9.5% to 16% per annum. Amounts range from KES 500,000 to KES 150,000,000. PesaMarket updates this data regularly.
Showing 15 of 15 products
Co-op KMRC Mortgage
Co-operative Bank of Kenya
- Lowest mortgage rate in Kenya at 9.9%
- KMRC-backed affordable housing initiative
Equity Home Loan
Equity Bank Kenya
- Competitive rates from 11%
- Up to 95% financing
KCB Home Loan
Kenya Commercial Bank
- Up to 100% financing for salaried employees
- Loans up to KES 100 million
Stanbic KMRC Home Loan
Stanbic Bank Kenya
- Kenya's lowest mortgage rate at 9.5%
- KMRC government-backed affordable housing
Standard Chartered Home Loan
Standard Chartered Bank Kenya
- Up to 85% financing for property purchase
- Loans up to KES 150 million (highest in market)
ABSA Home Loan
ABSA Bank Kenya
- Up to 90% financing for salaried employees
- Loans up to KES 100 million
I&M Home Loan
I&M Bank Kenya
- Up to 90% financing for property purchase
- Loans up to KES 100 million
HF Group Home Loan
HF Group
- Kenya's oldest housing finance specialist (since 1965)
- Low minimum loan of KES 1 million
NCBA Home Loan
NCBA Bank Kenya
- Up to 90% financing for property purchase
- Loans up to KES 80 million
NBK Home Loan
National Bank of Kenya
- Up to 90% financing for property purchase
- Loans up to KES 50 million
Gulf African Bank Home Finance (Sharia-Compliant)
Gulf African Bank
- Fully Sharia-compliant home financing (no interest charged)
- Ijara (lease-to-own) and Murabaha (cost-plus) structures
DTB Home Loan
Diamond Trust Bank Kenya
- Up to 80% financing for property purchase
- Loans up to KES 50 million
Prime Bank Home Loan
Prime Bank Kenya
- Up to 80% financing for property purchase
- Loans up to KES 50 million
Family Bank Home Loan
Family Bank Kenya
- Low minimum loan of KES 1 million
- Accessible to lower-income earners (KES 50k minimum)
Sidian Bank Home Loan
Sidian Bank Kenya
- Low minimum loan of KES 1 million
- Repayment period up to 20 years
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Expert Advice
âA 1% difference in mortgage rate on a KES 10M loan over 20 years means paying KES 1.3M more in total interest. Always negotiate and compare at least 4 banks.â