Compare 0 mortgages that offer KES 200,000. Interest rates from 13% to 25% p.a.
See exactly how much you'll pay for a KES 200,000 loan
No mortgages currently available for exactly KES 200,000.
| Interest Rate | 6 Months | 12 Months | 24 Months | 36 Months |
|---|---|---|---|---|
| 12% p.a. | KES 34,510 | KES 17,770 | KES 9,415 | KES 6,643 |
| 15% p.a. | KES 34,807 | KES 18,052 | KES 9,697 | KES 6,933 |
| 18% p.a. | KES 35,105 | KES 18,336 | KES 9,985 | KES 7,230 |
| 21% p.a. | KES 35,405 | KES 18,623 | KES 10,277 | KES 7,535 |
| 24% p.a. | KES 35,705 | KES 18,912 | KES 10,574 | KES 7,847 |
* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.
You can get a KES 200,000 loan from 0+ lenders including . Interest rates start from 15.0% p.a. Compare all options on PesaMarket to find the best rate for your needs.
For a KES 200,000 loan at 15.0% p.a. over 12 months, you'd pay approximately KES 18,052 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.
Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 60,000 (varies by lender), valid KRA PIN, and good CRB status. Larger amounts may require collateral.
Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 200,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.
Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 200,000, we recommend improving your CRB status first for better rates and higher approval chances.
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