â Best for: Ultra-high income earners (KES 200k+)
Credit Limit
KES 250,000 - 5,000,000
Approval Time
7-10 business days
Processing Fee
KES 6,000/yr
Key Features:
- Visa Platinum elite status
- Exceptional credit limit up to KES 5 million
- 60-day interest-free period
â Best for: High-net-worth individuals
Interest Rate
1.5% monthly (18% p.a.)
Credit Limit
KES 500,000 - 5,000,000
Approval Time
7-10 working days
Processing Fee
KES 5,000/yr
Key Features:
- Premium Visa Platinum benefits worldwide
- Complimentary travel insurance up to USD 100,000
- Unlimited airport lounge access (Priority Pass)
â Best for: High-income professionals (KES 150k+)
Interest Rate
3.5% monthly (42% p.a.)
Credit Limit
KES 200,000 - 3,000,000
Approval Time
7-10 business days
Processing Fee
KES 4,260/yr
Key Features:
- Visa Platinum global acceptance
- High credit limit up to KES 3 million
- 60-day interest-free period
â Best for: Business professionals
Interest Rate
3.5% monthly (42% p.a.)
Credit Limit
KES 250,000 - 3,000,000
Approval Time
7-10 working days
Processing Fee
KES 7,000/yr
Key Features:
- Platinum Visa benefits worldwide
- Complimentary travel insurance up to USD 75,000
- Airport lounge access (6 visits per year)
â Best for: High-income professionals
Credit Limit
KES 100,000 - 2,000,000
Approval Time
5-7 business days
Processing Fee
KES 3,500/yr
Key Features:
- Visa Gold global acceptance
- Credit limit up to KES 2 million
- 55-day interest-free period
â Best for: Co-operative society members
Interest Rate
3.5% monthly (42% p.a.)
Credit Limit
KES 100,000 - 1,500,000
Approval Time
5-7 business days
Processing Fee
KES 6,000/yr
Key Features:
- Visa Gold worldwide acceptance
- Credit limit up to KES 1.5 million
- 50-day interest-free period
â Best for: Frequent travelers
Interest Rate
1.5% monthly (18% p.a.)
Credit Limit
KES 100,000 - 1,000,000
Approval Time
5-7 working days
Processing Fee
KES 4,500/yr
Key Features:
- Worldwide acceptance on Visa network
- Free travel insurance up to USD 50,000
- Airport lounge access (4 visits per year)
â Best for: First-time credit card users
Interest Rate
3.5% monthly (42% p.a.)
Credit Limit
KES 50,000 - 1,000,000
Approval Time
7-10 business days
Processing Fee
KES 3,500/yr
Key Features:
- Visa Classic acceptance worldwide
- Interest-free period up to 50 days
- Credit limit up to KES 1 million
â Best for: First-time credit card users
Interest Rate
3.5% monthly (42% p.a.)
Credit Limit
KES 50,000 - 500,000
Approval Time
5-7 working days
Processing Fee
KES 3,000/yr
Key Features:
- Worldwide acceptance on Visa network
- Free SMS alerts for all transactions
- Emergency card replacement worldwide
â Best for: Business expense management
Interest Rate
2.17% - 2.17% p.a.
Credit Limit
KES 100,000 - 3,000,000
Approval Time
7-10 working days
Processing Fee
KES 3,500/yr
Key Features:
- Separate business and personal expenses
- Interest-free period up to 45 days
- Free employee cards (up to 5)
â Best for: Stanbic Bank customers
Credit Limit
KES 50,000 - 1,000,000
Approval Time
5-7 business days
Processing Fee
KES 2,500/yr
Key Features:
- Visa Classic worldwide acceptance
- Credit limit up to KES 1 million
- 50-day interest-free period
â Best for: Equity Bank customers
Credit Limit
KES 50,000 - 500,000
Approval Time
5-7 business days
Processing Fee
KES 2,500/yr
Key Features:
- Visa Classic worldwide acceptance
- Credit limit up to KES 500,000
- 45-day interest-free period
â Best for: Business professionals
Interest Rate
3.5% monthly (42% p.a.)
Credit Limit
KES 250,000 - 3,000,000
Approval Time
7-10 working days
Processing Fee
KES 7,000/yr
Key Features:
- Platinum Visa benefits worldwide
- Complimentary travel insurance up to USD 75,000
- Airport lounge access (6 visits per year)
â Best for: Ultra-premium cardholders
Credit Limit
KES 1,000,000 - 5,000,000
Approval Time
1-3 working days
Processing Fee
KES 7,500/yr
Key Features:
- Unlimited access to 1000+ airport lounges worldwide
- Premium travel insurance (up to USD 20,000)
- Lifetime warranty on all purchases
â Best for: Ultra-premium cardholders
Credit Limit
KES 1,000,000 - 10,000,000
Approval Time
1-3 working days
Processing Fee
KES 12,000/yr
Key Features:
- Unlimited access to premium airport lounges worldwide
- Comprehensive travel insurance (up to USD 50,000)
- Lifetime extended warranty on all purchases
â Best for: Luxury cardholders
Credit Limit
KES 500,000 - 10,000,000
Approval Time
3-5 working days
Processing Fee
KES 8,000/yr
Key Features:
- Access to 900+ airport lounges worldwide
- Up to USD 15,000 travel accident insurance
- Extended warranty on purchases (up to 24 months)
â Best for: Luxury cardholders
Credit Limit
KES 500,000 - 3,000,000
Approval Time
3-5 working days
Processing Fee
KES 5,000/yr
Key Features:
- Access to 500+ airport lounges worldwide
- Premium travel insurance (up to USD 12,000)
- Extended warranty on all purchases (up to 24 months)
â Best for: Golf enthusiasts
Credit Limit
KES 500,000 - 5,000,000
Approval Time
5-7 working days
Processing Fee
KES 10,000/yr
Key Features:
- Airport lounge access for cardholder plus one guest
- Golf program with exclusive privileges
- Medical tourism concierge service
â Best for: Frequent international travelers
Credit Limit
KES 100,000 - 5,000,000
Approval Time
7-10 working days
Processing Fee
KES 5,000/yr
Key Features:
- 5% cashback on dining and fuel bills
- Up to 15% discounts at featured merchants
- Up to USD 8,000 travel accident insurance
â Best for: Frequent travelers
Credit Limit
KES 50,000 - 2,000,000
Approval Time
7-10 working days
Processing Fee
KES 3,000/yr
Key Features:
- 5% cashback on fuel and dining
- Up to USD 4,000 travel accident insurance
- Purchase protection on selected purchases
â Best for: Frequent travelers
Interest Rate
3.5% monthly (42% p.a.)
Credit Limit
KES 50,000 - 1,000,000
Approval Time
7-10 working days
Processing Fee
KES 4,000/yr
Key Features:
- Free airport lounge access (4 visits per year)
- Purchase protection up to KES 100,000
- Travel insurance included (up to $50,000)
â Best for: Premium cardholders
Credit Limit
KES 300,000 - 3,000,000
Approval Time
5-7 working days
Processing Fee
KES 4,500/yr
Key Features:
- Access to exclusive lounges in key airports
- Premium travel insurance (up to USD 10,000)
- Extended warranty on purchases
â Best for: Frequent travelers
Credit Limit
KES 300,000 - 1,500,000
Approval Time
5-7 working days
Processing Fee
KES 3,500/yr
Key Features:
- Premium credit limit up to 1.5M KES
- Enhanced reward points
- Travel insurance (comprehensive)
â Best for: Business professionals
Credit Limit
KES 200,000 - 2,000,000
Approval Time
7-10 working days
Processing Fee
KES 4,000/yr
Key Features:
- Signature-level benefits and privileges
- Priority customer service
- Travel accident insurance
â Best for: Frequent travelers
Credit Limit
KES 100,000 - 1,500,000
Approval Time
7-10 working days
Processing Fee
KES 2,500/yr
Key Features:
- Travel rewards and benefits
- Purchase protection on selected items
- Higher credit limit than Classic
â Best for: MasterCard preference holders
Credit Limit
KES 100,000 - 1,000,000
Approval Time
7-10 working days
Processing Fee
KES 2,500/yr
Key Features:
- MasterCard network acceptance
- Reward points on all purchases
- Travel accident insurance
â Best for: Regular credit users
Credit Limit
KES 100,000 - 600,000
Approval Time
7-10 working days
Processing Fee
KES 2,000/yr
Key Features:
- Higher credit limit
- Reward points on all purchases
- Travel and entertainment benefits
â Best for: First-time credit card users
Credit Limit
KES 30,000 - 500,000
Approval Time
7-10 working days
Processing Fee
KES 1,200/yr
Key Features:
- Easy to use for everyday shopping
- Secure online and point of sale payments
- Reward points on purchases
â Best for: Entry-level cardholders
Credit Limit
KES 50,000 - 100,000
Approval Time
7-10 working days
Processing Fee
KES 1,000/yr
Key Features:
- Exclusive discounts at selected outlets
- PIN and Chip enabled
- Verified by Visa for secure online transactions