Credit Cards in Kenya
Compare the best credit cards in Kenya. Find cards with rewards, cashback, low fees, and travel benefits.
There are 36 credit cards available in Kenya with interest rates from 2.17% to 23.5% monthly. Amounts range from KES 30,000 to KES 10,000,000. PesaMarket updates this data regularly.
Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.
Showing 10 of 10 products
ABSA Business Credit Card
ABSA Bank Kenya
- Separate business and personal expenses
- Interest-free period up to 45 days
ABSA Visa Platinum Credit Card
ABSA Bank Kenya
- Visa Platinum elite status
- Exceptional credit limit up to KES 5 million
ABSA Visa Gold Credit Card
ABSA Bank Kenya
- Visa Gold global acceptance
- Credit limit up to KES 2 million
Bank of Africa Gold Visa Credit Card
Bank of Africa
- Worldwide Visa Gold acceptance
- Pan-African Bank of Africa network (20+ countries)
Bank of Baroda Classic Visa Credit Card
Bank of Baroda
- Worldwide Visa acceptance
- Accepts pensioners up to age 65
Ecobank Classic Mastercard Credit Card
Ecobank Kenya
- Worldwide Mastercard acceptance at 37+ million locations
- Ecobank Mobile App with RapidTransfer
DTB Classic Visa Credit Card
Diamond Trust Bank
- Worldwide Visa acceptance at 50+ million merchants
- DTB i24/7 online card management
Co-op Visa Classic Credit Card
Co-operative Bank of Kenya
- Visa Classic acceptance worldwide
- Interest-free period up to 50 days
Co-op Visa Gold Credit Card
Co-operative Bank of Kenya
- Visa Gold worldwide acceptance
- Credit limit up to KES 1.5 million
Co-op Platinum Visa Credit Card
Co-operative Bank of Kenya
- Platinum Visa benefits worldwide
- Complimentary travel insurance up to USD 75,000
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Expert Advice
“Most Kenyans focus on annual fees when choosing a credit card, but the real cost is in the monthly interest rate. A card with no annual fee but 3.5% monthly rate costs more than one with KES 5,000 annual fee at 2% monthly.”