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🇰🇪 PROUDLY KENYAN

Credit Cards in Kenya

Compare the best credit cards in Kenya. Find cards with rewards, cashback, low fees, and travel benefits.

|Last verified: Apr 16, 2026

There are 36 credit cards available in Kenya with interest rates from 2.17% to 23.5% monthly. Amounts range from KES 30,000 to KES 10,000,000. PesaMarket updates this data regularly.

Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.

Showing 10 of 10 products

Business expense management

ABSA Business Credit Card

ABSA Bank Kenya

Interest Rate
13% below average
26%
per annum
Credit Limit
KES 3000K
Approval Time
7-10 working days
Processing Fee
None
  • Separate business and personal expenses
  • Interest-free period up to 45 days
Apply Now
Ultra-high income earners (KES 200k+)

ABSA Visa Platinum Credit Card

ABSA Bank Kenya

Interest Rate
560% above average
17%
per annum
Credit Limit
KES 5000K
Approval Time
7-10 business days
Processing Fee
None
  • Visa Platinum elite status
  • Exceptional credit limit up to KES 5 million
Apply Now
High-income professionals

ABSA Visa Gold Credit Card

ABSA Bank Kenya

Interest Rate
600% above average
18%
per annum
Credit Limit
KES 2000K
Approval Time
5-7 business days
Processing Fee
None
  • Visa Gold global acceptance
  • Credit limit up to KES 2 million
Apply Now
Pan-African business travelers

Bank of Africa Gold Visa Credit Card

Bank of Africa

Status unverified
Interest Rate
30% above average
39%
per annum
Credit Limit
KES 600K
Approval Time
7-10 working days
Processing Fee
None
  • Worldwide Visa Gold acceptance
  • Pan-African Bank of Africa network (20+ countries)
Apply Now
Indian diaspora and NRI customers

Bank of Baroda Classic Visa Credit Card

Bank of Baroda

Lender site unavailable
Interest Rate
30% above average
39%
per annum
Credit Limit
KES 500K
Approval Time
7-10 working days
Processing Fee
None
  • Worldwide Visa acceptance
  • Accepts pensioners up to age 65
Apply Now
Pan-African business travelers

Ecobank Classic Mastercard Credit Card

Ecobank Kenya

Interest Rate
40% above average
42%
per annum
Credit Limit
KES 500K
Approval Time
5-7 working days
Processing Fee
None
  • Worldwide Mastercard acceptance at 37+ million locations
  • Ecobank Mobile App with RapidTransfer
Apply Now
First-time credit card users

DTB Classic Visa Credit Card

Diamond Trust Bank

Status unverified
Interest Rate
40% above average
42%
per annum
Credit Limit
KES 300K
Approval Time
5-7 working days
Processing Fee
None
  • Worldwide Visa acceptance at 50+ million merchants
  • DTB i24/7 online card management
Apply Now
First-time credit card users

Co-op Visa Classic Credit Card

Co-operative Bank of Kenya

Interest Rate
40% above average
42%
per annum
Credit Limit
KES 1000K
Approval Time
7-10 business days
Processing Fee
None
  • Visa Classic acceptance worldwide
  • Interest-free period up to 50 days
Apply Now
Co-operative society members

Co-op Visa Gold Credit Card

Co-operative Bank of Kenya

Interest Rate
40% above average
42%
per annum
Credit Limit
KES 1500K
Approval Time
5-7 business days
Processing Fee
None
  • Visa Gold worldwide acceptance
  • Credit limit up to KES 1.5 million
Apply Now
Business professionals

Co-op Platinum Visa Credit Card

Co-operative Bank of Kenya

Interest Rate
40% above average
42%
per annum
Credit Limit
KES 3000K
Approval Time
7-10 working days
Processing Fee
None
  • Platinum Visa benefits worldwide
  • Complimentary travel insurance up to USD 75,000
Apply Now
Showing top 10 of 36 products. Use filters above to narrow your match.

Expert Advice

Most Kenyans focus on annual fees when choosing a credit card, but the real cost is in the monthly interest rate. A card with no annual fee but 3.5% monthly rate costs more than one with KES 5,000 annual fee at 2% monthly.

P
PesaMarket Research Team

Financial Analysis

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