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🇰🇪 PROUDLY KENYAN

Credit Cards in Kenya

Compare the best credit cards in Kenya. Find cards with rewards, cashback, low fees, and travel benefits.

Reviewed byPesaMarket
|Last verified: Apr 16, 2026

There are 36 credit cards available in Kenya with interest rates from 2.17% to 23.5% monthly. Amounts range from KES 30,000 to KES 10,000,000. PesaMarket updates this data regularly.

Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.

Showing 10 of 10 products

⭐ Business expense management

ABSA Business Credit Card

ABSA Bank Kenya

Interest Rate
38% below average
26%
per annum
Credit Limit
KES 3000K
Approval Time
7-10 working days
Processing Fee
None
  • Separate business and personal expenses
  • Interest-free period up to 45 days
Apply Now
⭐ Ultra-high income earners (KES 200k+)

ABSA Visa Platinum Credit Card

ABSA Bank Kenya

Interest Rate
61% below average
17%
per annum
Credit Limit
KES 5000K
Approval Time
7-10 business days
Processing Fee
None
  • Visa Platinum elite status
  • Exceptional credit limit up to KES 5 million
Apply Now
⭐ High-income professionals

ABSA Visa Gold Credit Card

ABSA Bank Kenya

Interest Rate
58% below average
18%
per annum
Credit Limit
KES 2000K
Approval Time
5-7 business days
Processing Fee
None
  • Visa Gold global acceptance
  • Credit limit up to KES 2 million
Apply Now
⭐ Frequent travelers

Equity Gold Visa Credit Card

Equity Bank

Interest Rate
Average rate
42%
per annum
Credit Limit
KES 1000K
Approval Time
5-7 working days
Processing Fee
None
  • Worldwide acceptance on Visa network
  • Free travel insurance up to USD 50,000
Apply Now
⭐ Equity Bank customers

Equity Visa Classic Credit Card

Equity Bank Kenya

Interest Rate
Average rate
42%
per annum
Credit Limit
KES 500K
Approval Time
5-7 business days
Processing Fee
None
  • Visa Classic worldwide acceptance
  • Credit limit up to KES 500,000
Apply Now
⭐ Premium cardholders

NBK Visa Platinum Credit Card

National Bank of Kenya

Interest Rate
Average rate
42%
per annum
Credit Limit
KES 3000K
Approval Time
5-7 working days
Processing Fee
None
  • Access to exclusive lounges in key airports
  • Premium travel insurance (up to USD 10,000)
Apply Now
⭐ Frequent travelers

NCBA Platinum Credit Card

NCBA Group

Interest Rate
54% below average
20%
per annum
Credit Limit
KES 1500K
Approval Time
5-7 working days
Processing Fee
None
  • Premium credit limit up to 1.5M KES
  • Enhanced reward points
Apply Now
⭐ Luxury cardholders

NCBA Signature Credit Card

NCBA Group

Interest Rate
58% below average
18%
per annum
Credit Limit
KES 3000K
Approval Time
3-5 working days
Processing Fee
None
  • Access to 500+ airport lounges worldwide
  • Premium travel insurance (up to USD 12,000)
Apply Now
⭐ Ultra-premium cardholders

KCB Infinite Credit Card

Kenya Commercial Bank

Status unverified
Interest Rate
Average rate
42%
per annum
Credit Limit
KES 10000K
Approval Time
1-3 working days
Processing Fee
None
  • Unlimited access to premium airport lounges worldwide
  • Comprehensive travel insurance (up to USD 50,000)
Apply Now
⭐ MasterCard preference holders

KCB Gold MasterCard

Kenya Commercial Bank

Interest Rate
Average rate
42%
per annum
Credit Limit
KES 1000K
Approval Time
7-10 working days
Processing Fee
None
  • MasterCard network acceptance
  • Reward points on all purchases
Apply Now
Showing top 10 of 36 products. Use filters above to narrow your match.

Expert Advice

“Most Kenyans focus on annual fees when choosing a credit card, but the real cost is in the monthly interest rate. A card with no annual fee but 3.5% monthly rate costs more than one with KES 5,000 annual fee at 2% monthly.”

P
PesaMarket Research Team

Financial Analysis

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