Credit Card
KCB Gold MasterCard
Kenya Commercial Bank
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
3.5% per month (42% p.a.)
Credit Limit
Ksh 100,000 - Ksh 1,000,000
Approval Time
7-10 working days
Processing Fee
Ksh 2,500/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- MasterCard network alternative
- Reasonable annual fee
- Good reward program
- Competitive interest rate
- Wide acceptance globally
Cons
- Annual fee of KES 2,500
- Limited exclusive benefits
- Similar to Visa Gold tier
Customer Reviews
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Product Details
Features
- MasterCard network acceptance
- Reward points on all purchases
- Travel accident insurance
- Purchase protection on selected items
- Global acceptance in 200+ countries
- Worldwide ATM network
- Up to 45 days interest-free period
- SMS and email alerts
- Online account management
- Free supplementary card
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 50,000/month
Employment: Salaried, Self-employed
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips
- Last 6 months bank statements
Ready to Apply?
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