Credit Card
ABSA Visa Platinum Credit Card
ABSA Bank Kenya
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
16.5% p.a.
Credit Limit
Ksh 250,000 - Ksh 5,000,000
Approval Time
7-10 business days
Processing Fee
Ksh 6,000/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Lowest interest rate (16.5%)
- Highest credit limit (up to KES 5M)
- 60-day interest-free period
- Unlimited airport lounge access
- Best rewards rate (2.5x points)
- Comprehensive travel insurance
- Lowest foreign transaction fee (2%)
- 24/7 concierge service
- Over 100 years banking experience
Cons
- Highest annual fee (KES 6,000)
- Very high income requirement (KES 200k)
- Strict eligibility criteria
- Long processing time
- High late payment fees
Customer Reviews
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Product Details
Features
- Visa Platinum elite status
- Exceptional credit limit up to KES 5 million
- 60-day interest-free period
- Unlimited airport lounge access worldwide
- Premium travel insurance
- 24/7 concierge service
- Priority customer service
- Dedicated relationship manager
- Emergency travel assistance
- Complimentary golf rounds at select clubs
Eligibility Requirements
Age: 25 - 65 years
Min Income: Ksh 200,000/month
Employment: Permanent employment, Self-employed, Business owner, Professionals
Required Documents
- National ID or Passport
- KRA PIN Certificate
- Latest 6 payslips
- Bank statements (12 months)
- Employment contract
- Tax returns (for self-employed)
Ready to Apply?
Get started with ABSA Visa Platinum Credit Card today. Fast approval and competitive rates.
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