Skip to main content
PesaMarket🇰đŸ‡Ē
🇰đŸ‡Ē PROUDLY KENYAN

Savings Accounts in Kenya

Compare savings interest rates across 36 CBK-licensed banks in Kenya — ABC Bank Kenya, ABSA Bank Kenya, Access Bank Kenya and 33 more. Rates 2.5-10.5% per annum. As of 2026-05-23.

Reviewed byPesaMarket Research Team
|Last verified: Apr 16, 2026

There are 36 savings accounts available in Kenya with interest rates from 2.5% to 10.5% per annum. PesaMarket updates this data regularly.

Showing 36 of 36 products

⭐ Parents saving for children

Co-op Jumbo Junior Account

Co-operative Bank of Kenya

Interest Rate
7%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Dedicated children's savings (0-18 years)
  • 7% interest p.a.
Apply Now
View Details & 0 Reviews →
⭐ Long-term savers

Equity Fixed Deposit Account

Equity Bank Kenya

Interest Rate
10.5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • High interest rates up to 10.5% p.a.
  • Flexible terms: 1, 3, 6, 12 months
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

KCB Goal Savings Account

Kenya Commercial Bank

Interest Rate
6.5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 6.5% interest p.a.
  • No monthly fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

NCBA Group Savings Account

NCBA Bank Kenya

Status unverified
Interest Rate
4%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.0% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

ABSA Bank Savings Account

ABSA Bank Kenya

Status unverified
Interest Rate
3.5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.5% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Standard Chartered Savings Account

Standard Chartered Bank Kenya

Interest Rate
3.3%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.3% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Stanbic Bank Savings Account

Stanbic Bank Kenya

Interest Rate
3%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.0% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

I&M Bank Savings Account

I&M Bank Kenya

Status unverified
Interest Rate
6%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 6.0% interest p.a.
  • Low monthly fee of KES 99
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Bank of Africa Savings Account

Bank of Africa Kenya

Interest Rate
4.8%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.8% interest p.a.
  • Low monthly fee of KES 50
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Diamond Trust Bank Savings Account

Diamond Trust Bank Kenya

Status unverified
Interest Rate
4.8%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.8% interest p.a.
  • Low monthly fee of KES 53
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Family Bank Savings Account

Family Bank Kenya

Interest Rate
4.9%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.9% interest p.a.
  • Low monthly fee of KES 56
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

National Bank of Savings Account

National Bank of Kenya

Interest Rate
4.8%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.8% interest p.a.
  • Low monthly fee of KES 53
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

HF Group Savings Account

HF Group (Housing Finance)

Lender site unavailable
Interest Rate
3.8%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.8% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Ecobank Savings Account

Ecobank Kenya

Interest Rate
5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 5.0% interest p.a.
  • Low monthly fee of KES 98
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Bank of Baroda Savings Account

Bank of Baroda Kenya

Lender site unavailable
Interest Rate
4.7%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.7% interest p.a.
  • Low monthly fee of KES 87
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Paramount Bank Savings Account

Paramount Bank Limited

Interest Rate
4.5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.5% interest p.a.
  • Low monthly fee of KES 80
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

SBM Bank Savings Account

SBM Bank Kenya

Interest Rate
4.6%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.6% interest p.a.
  • Low monthly fee of KES 83
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Bank of India Savings Account

Bank of India Kenya

Lender site unavailable
Interest Rate
4.5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.5% interest p.a.
  • Low monthly fee of KES 78
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Credit Bank Savings Account

Credit Bank Limited

Status unverified
Interest Rate
4.3%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.3% interest p.a.
  • Low monthly fee of KES 71
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

M Oriental Bank Savings Account

M Oriental Bank Limited

Interest Rate
4.3%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.3% interest p.a.
  • Low monthly fee of KES 74
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Prime Bank Savings Account

Prime Bank Kenya

Interest Rate
4.5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.5% interest p.a.
  • Low monthly fee of KES 79
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Middle East Bank Savings Account

Middle East Bank Kenya

Lender site unavailable
Interest Rate
4.2%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.2% interest p.a.
  • Low monthly fee of KES 66
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Consolidated Bank Savings Account

Consolidated Bank of Kenya

Interest Rate
3.9%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.9% interest p.a.
  • Low monthly fee of KES 54
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Sidian Bank Savings Account

Sidian Bank Kenya

Interest Rate
3.7%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.7% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Mayfair CIB Bank Savings Account

Mayfair CIB Bank

Lender site unavailable
Interest Rate
3.4%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.4% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Victoria Commercial Bank Savings Account

Victoria Commercial Bank

Interest Rate
3.4%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.4% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

ABC Bank Savings Account

ABC Bank Kenya

Interest Rate
3.1%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.1% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Sharia-compliant savers

DIB Bank Savings Account

DIB Bank Kenya

Lender site unavailable
Interest Rate
3.1%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.1% expected profit p.a.
  • Sharia-compliant (no interest, profit-sharing)
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Guardian Bank Savings Account

Guardian Bank Limited

Lender site unavailable
Interest Rate
3.1%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.1% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Spire Bank Savings Account

Spire Bank Limited

Interest Rate
3.1%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.1% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

UBA Bank Savings Account

UBA Kenya Bank

Interest Rate
3.2%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.2% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Access Bank Savings Account

Access Bank Kenya

Interest Rate
2.8%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 2.8% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Sharia-compliant savers

Gulf African Bank Savings Account

Gulf African Bank

Interest Rate
2.9%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 2.9% expected profit p.a.
  • Sharia-compliant (no interest, profit-sharing)
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Guaranty Trust Bank Savings Account

Guaranty Trust Bank Kenya

Interest Rate
2.5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 2.5% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Habib Bank AG Zurich Savings Account

Habib Bank AG Zurich Kenya

Status unverified
Interest Rate
2.7%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 2.7% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →
⭐ Regular savers

Kingdom Bank Savings Account

Kingdom Bank Limited

Lender site unavailable
Interest Rate
2.5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 2.5% interest p.a.
  • No monthly maintenance fees
Apply Now
View Details & 0 Reviews →

Expert Advice

“Most Kenyan savings accounts pay 1-4% interest while inflation runs at 6-8%. Your money loses value sitting in a basic savings account. Consider money market funds or fixed deposits for better returns.”

P
PesaMarket Research Team

Financial Analysis

Browse Savings Accounts by County

NairobiMombasaKisumuNakuruUasin GishuMachakosKiambuMeruKilifiKakamegaBungomaNyeriNarokKajiado
Need help? Chat with us