Skip to main content
PesaMarket🇰🇪
Monitoring 30+ Kenya lenders 24/7

Stop Overpaying
On Your Loans

Add your existing loans to LoanVault and we'll monitor rates 24/7. When we find better refinancing opportunities, we'll present you with personalized offers showing exactly how much you could save.

Add Your First Loan — FreeSee How It Works
Bank-level security
100% Free
No obligation
30+
Banks & SACCOs Monitored
24/7
Rate Monitoring
KSh 47K
Avg. Savings Per User
100%
Free to Use

How LoanVault Works

Four simple steps to start saving money on your existing loans

Step 1

Add Your Loans

Enter details of your existing loans — amount, interest rate, lender, and monthly payment.

Step 2

We Monitor 24/7

Our system tracks rates from 30+ lenders daily, looking for opportunities that match your profile.

Step 3

Get Personalized Offers

When we find better rates, we present personalized offers showing exactly how much you could save.

Step 4

Save Money

Choose to refinance and reduce your monthly payments. Keep more money in your pocket.

Get Started — It's Free

Why Kenyans Trust LoanVault

Banks don't tell you when better rates are available. LoanVault levels the playing field by continuously monitoring the market and alerting you to savings opportunities.

Your Data is Protected

Bank-level 256-bit encryption. We never share your info without consent.

No Credit Score Impact

Soft inquiries only — checking offers never affects your credit score.

Real-Time Monitoring

Rates change daily. We track them so you don't have to.

Completely Free

No fees, no subscriptions. Save money without spending money.

Example Savings

Your Current Rate18% p.a.
Best Available Rate14% p.a.
Loan BalanceKSh 500,000
Your Monthly SavingsKSh 1,667
Total Savings (3 years)KSh 60,000

*Example based on a 3-year personal loan. Your actual savings may vary.

We Monitor All Types of Loans

Add any loan from any bank or SACCO in Kenya

💰
Personal Loans
🚗
Car Loans
🏢
Business Loans
🏠
Mortgages
🎓
Education Loans
🤝
SACCO Loans

Frequently Asked Questions

Everything you need to know about LoanVault

What is LoanVault and how does it work?
LoanVault is PesaMarket's free loan monitoring service. You add details of your existing loans, and our system monitors rates from 30+ Kenyan lenders 24/7. When we find better refinancing opportunities, we present you with personalized offers showing exactly how much you could save.
Is LoanVault free to use?
Yes, LoanVault is completely free. There are no hidden fees or charges. We make money only when you choose to refinance through one of our partner lenders, and this never affects the offers we show you.
How much can I save by refinancing my loan?
Savings vary depending on your current interest rate, loan balance, and the offers available. On average, Kenyan borrowers who refinance through LoanVault save between KSh 15,000 to KSh 150,000 over the life of their loan.
What types of loans can I add to LoanVault?
You can add personal loans, car loans, business loans, mortgages, and other secured or unsecured loans from any bank or SACCO in Kenya.
Is my financial information secure?
Absolutely. LoanVault uses bank-level 256-bit SSL encryption to protect your data. We never share your personal information with lenders without your explicit consent.
How often do you check for better rates?
Our system monitors rates from over 30 banks and SACCOs in Kenya daily. When rates change or new products become available that could save you money, we immediately analyze how they apply to your specific loans.
Do I have to accept the refinancing offers?
No, there's absolutely no obligation. We present you with opportunities, but the decision to refinance is entirely yours.
Will checking refinancing options affect my credit score?
No. When we monitor rates and present offers, we use a soft inquiry that doesn't affect your credit score.

Ready to Start Saving?

Join thousands of Kenyans who are saving money on their loans with LoanVault. It's free, secure, and takes less than 5 minutes to get started.

Add Your Loans NowCheck Submission Status

Related Resources

Compare Personal Loans

Find the best personal loan rates from top Kenya banks

Compare Business Loans

SME and business financing options for entrepreneurs

Check Your Credit Score

Understand your CRB status before applying

Need help? Chat with us