Business Loans in Kenya
Compare 34 business loan products from CBK-licensed banks in Kenya — KCB, ABSA Bank Kenya, Co-operative Bank of Kenya and 26 more. Loan sizes KES 5K-100M, APR 0.75-19%. As of 2026-10-06.
There are 34 business loans available in Kenya with interest rates from 0.75% to 19% per annum. Amounts range from KES 5,000 to KES 100,000,000. PesaMarket updates this data regularly.
Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.
Showing 10 of 10 products
4G Capital SME Working Capital Loan
4G Capital
- 100% unsecured - no collateral needed
- Loyalty program with reducing interest rates
ABSA Business Loan
ABSA Bank Kenya
- Working capital financing
- Asset acquisition loans
Wezesha Biashara SME Loan
ABSA Bank Kenya
- Tailored for SME growth and expansion
- Quick approval process (48-72 hours)
Co-op Asset Finance
Co-operative Bank of Kenya
- Finance up to 90% of asset value
- Wide range of assets covered (vehicles, machinery, equipment)
Co-op Biashara Loan
Co-operative Bank of Kenya
- Loans for SMEs and cooperatives
- Working capital financing
Equity SME Loan
Equity Bank Kenya
- Loans up to KES 30 million
- SME-friendly rates from 12.5%
Kilimo Maendeleo Agricultural Loan
Equity Bank
- Tailored for agricultural enterprises
- Flexible repayment aligned with harvest seasons
Equity SME Development Loan
Equity Bank
- Loan amounts up to KES 30M
- Extended repayment up to 6 years
Jijenge Merchant Advance
Jijenge Credit
- Merchant cash advance based on sales
- Daily repayment from transactions
KCB Boresha Biashara Loan
Kenya Commercial Bank
- Tailored for small and medium businesses
- No collateral required for loans up to KES 1M
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Expert Advice
“Most Kenyan SMEs overpay on business loans because they only consider their primary bank. Alternative lenders often offer 30-40% lower rates for the same loan amount.”