Business Loans in Kenya
Compare 34 business loan products from CBK-licensed banks in Kenya — KCB, ABSA Bank Kenya, Co-operative Bank of Kenya and 26 more. Loan sizes KES 5K-100M, APR 0.75-19%. As of 2026-07-06.
There are 34 business loans available in Kenya with interest rates from 0.75% to 19% per annum. Amounts range from KES 5,000 to KES 100,000,000. PesaMarket updates this data regularly.
Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.
Showing 10 of 10 products
4G Capital SME Working Capital Loan
4G Capital
- 100% unsecured - no collateral needed
- Loyalty program with reducing interest rates
ABSA Business Loan
ABSA Bank Kenya
- Working capital financing
- Asset acquisition loans
Wezesha Biashara SME Loan
ABSA Bank Kenya
- Tailored for SME growth and expansion
- Quick approval process (48-72 hours)
Co-op Asset Finance
Co-operative Bank of Kenya
- Finance up to 90% of asset value
- Wide range of assets covered (vehicles, machinery, equipment)
Co-op Biashara Loan
Co-operative Bank of Kenya
- Loans for SMEs and cooperatives
- Working capital financing
Equity SME Loan
Equity Bank Kenya
- Loans up to KES 30 million
- SME-friendly rates from 12.5%
Bank of Baroda SME Business Loan
Bank of Baroda
- SME loans up to KES 50 million
- Kenya-India trade corridor expertise
Ecobank SME Business Loan
Ecobank Kenya
- SME loans up to KES 50 million
- Africa's largest bank network (33 countries)
BOA Business Loan
Bank of Africa
- Business loans up to KES 50 million
- Pan-African network across 20+ countries
Credit Bank SME Business Loan
Credit Bank Kenya
- SME loans up to KES 20 million
- Strong SACCO and co-operative lending network
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Expert Advice
“Most Kenyan SMEs overpay on business loans because they only consider their primary bank. Alternative lenders often offer 30-40% lower rates for the same loan amount.”