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Business Loan

KCB SME Term Loan

Kenya Commercial Bank

Last updated: November 13, 2026

Compiled byPesaMarket
|Last updated: Nov 13, 2026
★★★★★
0/5
Based on 0 Reviews
Interest Rate
Not published by the provider
Loan Amount
Ksh 1,000,000 - Ksh 50,000,000 (not confirmed by the provider)
Approval Time
7-14 working days
Processing Fee
Not stated

Rating Breakdown

5★
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Total: 0 Reviews

Pros & Cons

Pros

  • Moratorium period available
  • Dedicated relationship manager
  • No early repayment penalties

Cons

  • Extensive documentation required
  • Collateral mandatory
  • Credit score check required

Customer Reviews

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Product Details

Features

  • Competitive interest rates for established SMEs
  • Structured repayment schedules
  • Moratorium period available
  • Dedicated relationship manager
  • Free business banking package
  • Loan restructuring options available
  • Multiple security options accepted

Eligibility Requirements

Age: 25 - 70 years
Employment: Business owner

Required Documents

  • Copy of ID/Passport for directors
  • KRA PIN Certificate (business and directors)
  • Certificate of incorporation/Business registration
  • Last 12 months audited accounts or management accounts
  • Last 12 months business bank statements
  • Business plan and financial projections
  • Board resolution authorizing loan application
  • Security documents (property title, asset details)

Repayment Options

Standing orderDirect debitBranch paymentCorporate internet banking

Ready to Apply?

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Application takes less than 10 minutes

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