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Business Loan

Wezesha Biashara SME Loan

ABSA Bank Kenya

Last updated: January 14, 2026

|Last verified: Jan 14, 2026
0/5
Based on 0 Reviews
Interest Rate
14% - 17% p.a.
Loan Amount
Ksh 100,000 - Ksh 15,000,000
Approval Time
3-7 working days
Processing Fee
2.5%

Rating Breakdown

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Pros & Cons

Pros

  • Quick approval (48-72 hours)
  • Flexible collateral requirements
  • Free business advisory
  • No early repayment penalties
  • Grace period for new businesses
  • Top-up facility available

Cons

  • Higher interest rates (14-17%)
  • Processing fee of 2.5%
  • Credit score check required
  • 12 months business operation required
  • Limited to KES 15M maximum

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Product Details

Features

  • Tailored for SME growth and expansion
  • Quick approval process (48-72 hours)
  • Flexible collateral options
  • Working capital and asset financing
  • Free business advisory services
  • Grace period available for new ventures
  • Top-up facility for existing customers
  • Multiple repayment options
  • No early repayment penalties

Eligibility Requirements

Age: 21 - 65 years
0
Employment: Business owner, Self-employed

Required Documents

  • Copy of ID/Passport
  • KRA PIN Certificate
  • Business registration certificate
  • Last 6 months business bank statements
  • Business plan or financial projections
  • Trade license or business permit
  • Proof of business premises

Repayment Options

Standing orderM-Pesa PaybillBranch paymentABSA Mobile appDirect debit

Ready to Apply?

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Application takes less than 10 minutes

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