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Business Loan

NCBA Business Loan

NCBA Bank

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
0/5
Based on 0 Reviews
Interest Rate
14% - 18% p.a.
Loan Amount
Ksh 500,000 - Ksh 50,000,000
Approval Time
7-14 days
Processing Fee
KshNaN

Rating Breakdown

5
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4
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3
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Total: 0 Reviews

Pros & Cons

Pros

  • High loan limits (KES 50M)
  • Strong trade finance capabilities
  • NCBA Loop digital platform
  • Dedicated relationship managers
  • International banking network
  • Comprehensive SME solutions

Cons

  • Higher minimum loan amount
  • Longer processing time
  • Requires 2 years business history
  • Audited accounts required

Customer Reviews

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Product Details

Features

  • Working capital loans up to KES 50M
  • Asset finance for equipment
  • Trade finance and LCs
  • Digital banking via NCBA Loop
  • Dedicated relationship managers
  • Structured finance solutions
  • Import/export financing
  • Overdraft facilities

Eligibility Requirements

Required Documents

  • Certificate of incorporation
  • KRA PIN
  • Audited accounts (2 years)
  • Bank statements (12 months)
  • Business plan

Repayment Options

Standing orderDirect debit

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