Business Loan
KCB Business Loan
Kenya Commercial Bank
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 18% p.a.
Loan Amount
Ksh 100,000 - Ksh 50,000,000
Approval Time
5-7 business days
Processing Fee
2.5%%
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- High loan amounts (up to KES 50M)
- Competitive SME rates from 13%
- Kenya's largest bank by assets
- Flexible collateral options
- 250+ branches nationwide
- Free business advisory
- Asset finance available
- Strong SME focus
Cons
- 2.5% processing fee
- Extensive documentation required
- 2-year business history preferred
- Collateral required for large amounts
- 5-7 day approval time
Customer Reviews
Share Your Experience
Product Details
Features
- Loans up to KES 50 million
- Flexible repayment up to 5 years
- Asset finance options available
- Working capital loans
- Invoice discounting facility
- Trade finance solutions
- Dedicated relationship manager
- Free business advisory services
- Quick approval for existing customers
- Competitive SME rates
Eligibility Requirements
Age: 21 - 70 years
Min Income: Ksh 100,000/month
Employment: Business owner, Self-employed, SME, Corporate
Required Documents
- Business registration certificate
- KRA PIN (business and personal)
- Latest 12 months bank statements
- Business financial statements (2 years)
- Directors' national IDs
- Business permit/license
- Tax compliance certificate
Repayment Options
Standing orderDirect debitBranch paymentMobile bankingCheque
Ready to Apply?
Get started with KCB Business Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology