Business Loan
Watu Business Loan
Watu Credit Limited
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 18% p.a.
Loan Amount
Ksh 50,000 - Ksh 5,000,000
Approval Time
3-5 business days
Processing Fee
2% of loan amount%
Rating Breakdown
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Pros & Cons
Pros
- Specialized asset financing for boda boda
- Flexible repayment up to 36 months
- Branch support in major towns
- No strict credit history requirements
- Finance up to 100% of asset value
Cons
- Longer approval time (3-5 days)
- Requires guarantor
- Limited to asset financing
- Higher interest than traditional banks
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Product Details
Features
- Asset financing for motorcycles and tuktuks
- Flexible payment plans
- No hidden charges
- Branch support available
- Quick approval process
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 30,000/month
Employment: Business owner, Self-employed, Boda boda rider
Required Documents
- National ID
- Business permit or registration
- M-Pesa statement (6 months)
- Proof of business income
- Guarantor details
Repayment Options
M-PesaBank TransferCash at branch
Ready to Apply?
Get started with Watu Business Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
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