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Business Loan

Kopokopo Grow Merchant Loan

Kopokopo

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
0/5
Based on 0 Reviews
Interest Rate
5% - 7% p.a.
Loan Amount
Ksh 5,000 - Ksh 500,000
Approval Time
Instant
Processing Fee
KshNaN

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Instant disbursement to M-Pesa
  • No paperwork required
  • Auto-repayment from sales
  • No collateral needed
  • Build business credit history
  • Free business analytics

Cons

  • Smaller loan amounts
  • Higher effective interest
  • Daily deductions reduce cash flow
  • Limited to Kopokopo merchants

Customer Reviews

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Product Details

Features

  • Instant loans based on M-Pesa transactions
  • Automatic repayment from daily sales
  • No collateral required
  • Build credit history as you transact
  • Access via USSD *800*800#
  • Real-time sales tracking dashboard
  • Free business tools and analytics
  • Loyalty rewards for consistent merchants

Eligibility Requirements

Required Documents

  • Kopokopo account
  • M-Pesa till
  • Transaction history

Repayment Options

Auto-deduction from M-Pesa sales

Ready to Apply?

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Application takes less than 10 minutes

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