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Business Loan

Lipa Later Merchant Advance

Lipa Later

Last updated: December 16, 2025

Reviewed byPesaMarket
|Last verified: Dec 16, 2025
Status unverified
★★★★★
0/5
Based on 0 Reviews
Interest Rate
3% - 5% p.a.
Loan Amount
Ksh 10,000 - Ksh 1,000,000
Approval Time
Instant
Processing Fee
KshNaN

Rating Breakdown

5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews

Pros & Cons

Pros

  • Get paid instantly even when customers pay later
  • No interest cost to merchant
  • Increase sales by 30-50%
  • No collateral required
  • Simple integration
  • Grow customer loyalty

Cons

  • Transaction fees eat into margins
  • Customer defaults affect relationship
  • Requires consistent sales volume
  • Limited to approved product categories

Customer Reviews

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Product Details

Features

  • Get paid instantly when customers buy on credit
  • Customers pay in installments over 3-12 months
  • No collateral required
  • Increase sales by offering flexible payments
  • Simple integration with existing POS
  • Real-time dashboard for tracking sales
  • M-Pesa integration for repayments
  • Grow customer base with BNPL option

Eligibility Requirements

Required Documents

  • Business registration
  • M-Pesa statements
  • Lipa Na M-Pesa till

Repayment Options

Customer M-Pesa installments

Ready to Apply?

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Application takes less than 10 minutes

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