Business Loan
Lipa Later Merchant Advance
Lipa Later
Last updated: December 16, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
3% - 5% p.a.
Loan Amount
Ksh 10,000 - Ksh 1,000,000
Approval Time
Instant
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Get paid instantly even when customers pay later
- No interest cost to merchant
- Increase sales by 30-50%
- No collateral required
- Simple integration
- Grow customer loyalty
Cons
- Transaction fees eat into margins
- Customer defaults affect relationship
- Requires consistent sales volume
- Limited to approved product categories
Customer Reviews
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Product Details
Features
- Get paid instantly when customers buy on credit
- Customers pay in installments over 3-12 months
- No collateral required
- Increase sales by offering flexible payments
- Simple integration with existing POS
- Real-time dashboard for tracking sales
- M-Pesa integration for repayments
- Grow customer base with BNPL option
Eligibility Requirements
Required Documents
- Business registration
- M-Pesa statements
- Lipa Na M-Pesa till
Repayment Options
Customer M-Pesa installments
Ready to Apply?
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