Credit Card
ABSA Visa Gold Credit Card
ABSA Bank Kenya
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
17.5% p.a.
Credit Limit
Ksh 100,000 - Ksh 2,000,000
Approval Time
5-7 business days
Processing Fee
Ksh 3,500/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- 55-day interest-free credit period (longest in Kenya)
- Lower interest rate at 17.5%
- High credit limits up to KES 2M
- Travel insurance included
- Purchase protection coverage
- 24/7 concierge service
- ABSA Rewards loyalty program
- Airport lounge access
- Strong fraud protection
Cons
- KES 3,500 annual fee (no first year waiver)
- High minimum income requirement (KES 80,000)
- 5% cash advance fee
- Higher replacement card fee
- Processing time 5-7 days
Customer Reviews
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Product Details
Features
- Visa Gold global acceptance
- Credit limit up to KES 2 million
- 55-day interest-free period
- Cash advance up to 50% of limit
- Contactless payment technology
- 24/7 concierge service
- Global emergency assistance
- Online shopping protection
- SMS and email alerts
- Access to airport lounges (limited)
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 80,000/month
Employment: Permanent employment, Self-employed, Business owner
Required Documents
- National ID or Passport
- KRA PIN Certificate
- Latest 3 payslips
- Bank statements (6 months)
- Employment letter
- Proof of residence
Ready to Apply?
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