Credit Card
ABSA Business Credit Card
ABSA Bank Kenya
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
2.17% - 2.17% p.a.
Credit Limit
Ksh 100,000 - Ksh 3,000,000
Approval Time
7-10 working days
Processing Fee
Ksh 3,500/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Tailored for business expenses
- Up to 5 free employee cards
- Detailed expense reporting
- 45-day interest-free period
- High credit limit up to KES 3M
- Business rewards program
Cons
- Higher interest rate at 26% p.a.
- Annual fee of KES 3,500
- Requires 18 months business operation
- Cash advance fee of 4.5%
- Credit score check required
Customer Reviews
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Product Details
Features
- Separate business and personal expenses
- Interest-free period up to 45 days
- Free employee cards (up to 5)
- Detailed monthly business expense reports
- Online expense management portal
- Cash advance facility up to 50%
- 24/7 business support line
- Purchase protection insurance
- Extended payment terms available
- Contactless payment enabled
Eligibility Requirements
Age: 25 - 65 years
0Employment: Business owner, Company director
Required Documents
- Copy of ID/Passport for directors
- KRA PIN Certificate (business and personal)
- Certificate of incorporation or business registration
- Last 6 months business bank statements
- Management accounts or audited financials
- Business profile and references
Ready to Apply?
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