Credit Card
NCBA Platinum Credit Card
NCBA Group
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
19.5% p.a.
Credit Limit
Ksh 300,000 - Ksh 1,500,000
Approval Time
5-7 working days
Processing Fee
Ksh 3,500/year
Rating Breakdown
5★
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Total: 0 Reviews
Pros & Cons
Pros
- Premium credit limit
- Excellent rewards on travel and dining
- Comprehensive travel insurance
- Competitive interest rate
- Good lounge access
Cons
- High annual fee (KES 3,500)
- Higher minimum income requirement
- Limited availability
Customer Reviews
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Product Details
Features
- Premium credit limit up to 1.5M KES
- Enhanced reward points
- Travel insurance (comprehensive)
- Extended warranty on purchases
- Lounge access at select airports
- Concierge services
- Up to 55 days interest-free period
- Free supplementary cards (2)
- Priority banking services
- Exclusive merchant discounts
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 75,000/month
Employment: Salaried, Self-employed
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips
- Last 6 months bank statements
- Certificate of employment
Ready to Apply?
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