Credit Card
Equity Visa Classic Credit Card
Equity Bank Kenya
Last updated: November 14, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
18% p.a.
Credit Limit
Ksh 50,000 - Ksh 500,000
Approval Time
5-7 business days
Processing Fee
Ksh 2,500/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Lower annual fee (KES 2,000)
- Lower minimum income requirement (KES 40k)
- 45-day interest-free period
- Equity Rewards loyalty program
- 190+ Equity branches for support
- Contactless payment technology
- Purchase protection included
- Lower replacement card fee (KES 800)
Cons
- 19.5% interest rate (average)
- No first-year fee waiver
- No travel insurance
- Lower credit limit (max KES 500k)
- 5-7 day processing time
Customer Reviews
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Product Details
Features
- Visa Classic worldwide acceptance
- Credit limit up to KES 500,000
- 45-day interest-free period
- Cash advance available
- Contactless payment enabled
- Online and mobile shopping
- Free SMS transaction alerts
- Emergency card replacement
- 24/7 customer support
- Chip and PIN security
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 40,000/month
Employment: Permanent employment, Self-employed, Business owner
Required Documents
- National ID or Passport
- KRA PIN Certificate
- Latest 3 payslips
- Bank statements (6 months)
- Employment letter
Ready to Apply?
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