Credit Card
Equity Gold Visa Credit Card
Equity Bank
Last updated: November 14, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
3.5% per month (42% p.a.)
Credit Limit
Ksh 100,000 - Ksh 1,000,000
Approval Time
5-7 working days
Processing Fee
Ksh 4,500/year
Rating Breakdown
5★
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Total: 0 Reviews
Pros & Cons
Pros
- Competitive interest rate at 24% p.a.
- Free travel insurance up to USD 50,000
- Airport lounge access included
- Generous 50-day interest-free period
- Lower foreign transaction fee (3%)
- Comprehensive rewards program
Cons
- Higher annual fee at KES 3,000
- Higher minimum income requirement (KES 50,000)
- Limited lounge visits (4 per year)
- Cash advance fee of 4%
Customer Reviews
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Product Details
Features
- Worldwide acceptance on Visa network
- Free travel insurance up to USD 50,000
- Airport lounge access (4 visits per year)
- Interest-free period up to 50 days on purchases
- 24/7 concierge service
- Free SMS and email alerts
- Emergency card replacement worldwide
- Purchase protection up to KES 500,000
- Extended warranty protection
- Contactless payment enabled
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 50,000/month
Employment: Salaried, Self-employed, Business owner
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips (if employed)
- Last 6 months bank statements
- Proof of business registration (if self-employed)
Ready to Apply?
Get started with Equity Gold Visa Credit Card today. Fast approval and competitive rates.
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