Credit Card
NCBA Signature Credit Card
NCBA Group
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
17.5% p.a.
Credit Limit
Ksh 500,000 - Ksh 3,000,000
Approval Time
3-5 working days
Processing Fee
Ksh 5,000/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Excellent lounge access worldwide
- Premium benefits and services
- Best-in-class rewards
- Highest credit limit
- Comprehensive travel benefits
Cons
- Very high annual fee (KES 5,000)
- Extremely high minimum income requirement
- Limited to select cities
Customer Reviews
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Product Details
Features
- Access to 500+ airport lounges worldwide
- Premium travel insurance (up to USD 12,000)
- Extended warranty on all purchases (up to 24 months)
- Complimentary travel concierge
- Personal relationship manager
- Exclusive shopping experiences
- Premium dining program
- Up to 60 days interest-free period
- Free supplementary cards (5)
- VIP customer service
Eligibility Requirements
Age: 25 - 70 years
Min Income: Ksh 150,000/month
Employment: Salaried executives, Self-employed professionals
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips
- Last 6 months bank statements
- Certificate of employment or business registration
Ready to Apply?
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