Compare 2 mortgages that offer KES 10,000,000. Interest rates from 11% to 13.5% p.a.
See exactly how much you'll pay for a KES 10,000,000 loan
Equity Bank Kenya
11% - 13%p.a.
KES 500,000 - 50,000,000
60 - 300 months
Kenya Commercial Bank
11.5% - 13.5%p.a.
KES 500,000 - 100,000,000
60 - 300 months
| Interest Rate | 6 Months | 12 Months | 24 Months | 36 Months |
|---|---|---|---|---|
| 12% p.a. | KES 1,725,484 | KES 888,488 | KES 470,735 | KES 332,143 |
| 15% p.a. | KES 1,740,338 | KES 902,583 | KES 484,866 | KES 346,653 |
| 18% p.a. | KES 1,755,252 | KES 916,800 | KES 499,241 | KES 361,524 |
| 21% p.a. | KES 1,770,226 | KES 931,138 | KES 513,857 | KES 376,751 |
| 24% p.a. | KES 1,785,258 | KES 945,596 | KES 528,711 | KES 392,329 |
* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.
You can get a KES 10,000,000 loan from 2+ lenders including Equity Bank Kenya, Kenya Commercial Bank. Interest rates start from 11.3% p.a. Compare all options on PesaMarket to find the best rate for your needs.
For a KES 10,000,000 loan at 11.3% p.a. over 12 months, you'd pay approximately KES 884,983 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.
Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 3,000,000 (varies by lender), valid KRA PIN, and good CRB status. Larger amounts may require collateral.
Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 10,000,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.
Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 10,000,000, we recommend improving your CRB status first for better rates and higher approval chances.
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