đ Best Mortgages for KES 10,000,000
Compare 13 mortgages that offer KES 10,000,000. Interest rates from 11% to 16% p.a.
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Mortgages Offering KES 10,000,000
Equity Home Loan
Equity Bank Kenya
11% - 13%p.a.
KES 500,000 - 50,000,000
60 - 300 months
KCB Home Loan
Kenya Commercial Bank
11.5% - 13.5%p.a.
KES 500,000 - 100,000,000
60 - 300 months
ABSA Home Loan
ABSA Bank Kenya
12% - 14%p.a.
KES 3,000,000 - 100,000,000
12 - 300 months
HF Group Home Loan
HF Group
12% - 14%p.a.
KES 1,000,000 - 80,000,000
12 - 300 months
I&M Home Loan
I&M Bank Kenya
12% - 14.5%p.a.
KES 3,000,000 - 100,000,000
12 - 300 months
Standard Chartered Home Loan
Standard Chartered Bank Kenya
12% - 13.5%p.a.
KES 5,000,000 - 150,000,000
12 - 300 months
NCBA Home Loan
NCBA Bank Kenya
12.5% - 15%p.a.
KES 2,000,000 - 80,000,000
12 - 300 months
DTB Home Loan
Diamond Trust Bank Kenya
13% - 15%p.a.
KES 2,000,000 - 50,000,000
12 - 240 months
Gulf African Bank Home Finance (Sharia-Compliant)
Gulf African Bank
13% - 15%p.a.
KES 2,000,000 - 40,000,000
12 - 240 months
NBK Home Loan
National Bank of Kenya
13% - 15%p.a.
KES 1,500,000 - 50,000,000
12 - 300 months
Prime Bank Home Loan
Prime Bank Kenya
13% - 15%p.a.
KES 3,000,000 - 50,000,000
12 - 240 months
Family Bank Home Loan
Family Bank Kenya
13.5% - 16%p.a.
KES 1,000,000 - 30,000,000
12 - 240 months
Sidian Bank Home Loan
Sidian Bank Kenya
14% - 16%p.a.
KES 1,000,000 - 30,000,000
12 - 240 months
Monthly Payment Estimates for KES 10,000,000
| Interest Rate | 6 Months | 12 Months | 24 Months | 36 Months |
|---|---|---|---|---|
| 12% p.a. | KES 1,725,484 | KES 888,488 | KES 470,735 | KES 332,143 |
| 15% p.a. | KES 1,740,338 | KES 902,583 | KES 484,866 | KES 346,653 |
| 18% p.a. | KES 1,755,252 | KES 916,800 | KES 499,241 | KES 361,524 |
| 21% p.a. | KES 1,770,226 | KES 931,138 | KES 513,857 | KES 376,751 |
| 24% p.a. | KES 1,785,258 | KES 945,596 | KES 528,711 | KES 392,329 |
* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.
Requirements for KES 10,000,000 Mortgages
Basic Requirements
- âKenyan citizen or resident (ID/Passport)
- âAge 18-65 years (varies by lender)
- âValid KRA PIN certificate
- âActive mobile money account (M-Pesa)
Income Requirements
- âMinimum income: ~KES 2,500,000/month
- âEmployed: Payslips or employment letter
- âSelf-employed: 6+ months bank/M-Pesa statements
- âCollateral may be required
FAQs: KES 10,000,000 Mortgages
Where can I get a KES 10,000,000 loan in Kenya?
You can get a KES 10,000,000 loan from 13+ lenders including Equity Bank Kenya, Kenya Commercial Bank, ABSA Bank Kenya. Interest rates start from 12.5% p.a. Compare all options on PesaMarket to find the best rate for your needs.
What is the monthly payment for a KES 10,000,000 loan?
For a KES 10,000,000 loan at 12.5% p.a. over 12 months, you'd pay approximately KES 890,829 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.
What are the requirements for a KES 10,000,000 loan?
Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 3,000,000 (varies by lender), valid KRA PIN, and good CRB status. Larger amounts may require collateral.
How fast can I get KES 10,000,000?
Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 10,000,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.
Can I get a KES 10,000,000 loan without CRB check?
Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 10,000,000, we recommend improving your CRB status first for better rates and higher approval chances.
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