Mortgage
Equity Home Loan
Equity Bank Kenya
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
11% - 13% p.a.
Loan Amount
Ksh 500,000 - Ksh 50,000,000
Approval Time
7-10 business days
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Lowest rate (from 11%)
- Low processing fee (1%)
- Faster approval (7-10 days)
- Up to 95% financing
- 190+ branches
- Lower minimum income (KES 80k)
- Free insurance
Cons
- Valuation & legal fees
- KES 500k minimum loan
Customer Reviews
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Product Details
Features
- Competitive rates from 11%
- Up to 95% financing
- Loans up to KES 50 million
- Repayment up to 25 years
- Purchase, construction, renovation
- Equity release facility
- Free mortgage insurance
- 190+ branches for support
- Diaspora mortgage program
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 80,000/month
Employment: Employed, Self-employed
Required Documents
- ID
- Payslips
- Bank statements
- KRA PIN
- Property title
Repayment Options
Standing orderCheck-offMobile banking
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