Mortgage
KCB Home Loan
Kenya Commercial Bank
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
11.5% - 13.5% p.a.
Loan Amount
Ksh 500,000 - Ksh 100,000,000
Approval Time
10-15 business days
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Up to 100% financing
- Low rates (from 11.5%)
- Up to 25 years repayment
- Large amounts (KES 100M)
- Free insurance
- Diaspora-friendly
Cons
- 1.5% processing fee
- Valuation & legal fees
- 10-15 day approval
- KES 100k minimum income
Customer Reviews
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Product Details
Features
- Up to 100% financing for salaried employees
- Loans up to KES 100 million
- Repayment up to 25 years
- Competitive rates from 11.5%
- Home purchase, construction, renovation
- Equity release/top-up available
- Free mortgage protection insurance
- Diaspora mortgage options
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 100,000/month
Employment: Employed, Self-employed
Required Documents
- ID
- Payslips (6 months)
- Bank statements
- KRA PIN
- Property documents
Repayment Options
Standing orderCheck-off
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