Mortgage
DTB Home Loan
Diamond Trust Bank Kenya
Last updated: April 16, 2026
Status unverified
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 15% p.a.
Loan Amount
Ksh 2,000,000 - Ksh 50,000,000
Approval Time
14-21 business days
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Mortgage transfer from other banks
- Fixed and variable rate options
- East African regional banking network
- Competitive rates for community members
- Lower valuation fees than peers
- Reasonable minimum loan of KES 2M
Cons
- Maximum 80% financing only
- Maximum 20 year tenure (shorter than peers)
- Maximum loan of KES 50M (lower than tier-1)
- Limited branch network outside major cities
Customer Reviews
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Product Details
Features
- Up to 80% financing for property purchase
- Loans up to KES 50 million
- Repayment period up to 20 years
- Home purchase and construction financing
- Competitive rates for Aga Khan community members
- Regional presence across East Africa
- Mortgage transfer from other banks available
- Fixed and variable rate options
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 80,000/month
Employment: Employed, Self-employed
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 6 months payslips
- Last 6 months bank statements
- Employment confirmation letter
- Audited accounts (if self-employed)
- Property valuation report
- Title deed
- Sale agreement
Repayment Options
Standing orderCheck-offDirect debitBranch payment
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