Mortgage
ABSA Home Loan
ABSA Bank Kenya
Last updated: April 16, 2026
Status unverified
★★★★★
0/5Based on 0 Reviews
Interest Rate
12% - 14% p.a.
Loan Amount
Ksh 3,000,000 - Ksh 100,000,000
Approval Time
10-21 business days
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Large loan amounts up to KES 100M
- Up to 90% financing available
- Up to 25 years repayment period
- Dedicated relationship manager
- International banking network backing
- Flexible repayment options
Cons
- 1.5% processing fee
- High minimum loan of KES 3M
- KES 100k minimum income required
- Valuation and legal fees extra
Customer Reviews
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Product Details
Features
- Up to 90% financing for salaried employees
- Loans up to KES 100 million
- Repayment period up to 25 years
- Competitive rates from 12% p.a.
- Purchase, construction, and renovation financing
- Equity release and top-up facility
- Mortgage protection insurance included
- Flexible repayment through check-off or standing order
- Dedicated mortgage relationship manager
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 100,000/month
Employment: Employed, Self-employed
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 6 months payslips
- Last 6 months bank statements
- Employment confirmation letter
- Audited accounts (if self-employed)
- Property valuation report
- Title deed
- Sale agreement
Repayment Options
Standing orderCheck-offDirect debitBranch payment
Ready to Apply?
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