Mortgage
Prime Bank Home Loan
Prime Bank Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 15% p.a.
Loan Amount
Ksh 3,000,000 - Ksh 50,000,000
Approval Time
10-21 business days
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Private banking-level service
- Dedicated relationship manager
- Tailored repayment for business owners
- Competitive rates for loyal depositors
- Faster processing (10-21 days)
- Strong business owner focus
Cons
- High minimum loan of KES 3M
- Maximum 80% financing only
- Maximum 20 year tenure
- Very limited branch network
Customer Reviews
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Product Details
Features
- Up to 80% financing for property purchase
- Loans up to KES 50 million
- Repayment period up to 20 years
- Personalized private banking mortgage service
- Home purchase and construction financing
- Tailored repayment structures for business owners
- Dedicated relationship manager assigned
- Competitive rates for high-value deposits
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 100,000/month
Employment: Employed, Self-employed, Business owners
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 6 months payslips
- Last 12 months bank statements
- Employment confirmation letter
- Audited accounts (if self-employed)
- Property valuation report
- Title deed
- Sale agreement
- Tax compliance certificate
Repayment Options
Standing orderCheck-offDirect debitBranch payment
Ready to Apply?
Get started with Prime Bank Home Loan today. Fast approval and competitive rates.
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