Mortgage
NCBA Home Loan
NCBA Bank Kenya
Last updated: November 13, 2026
Status unverified
★★★★★
0/5Based on 0 Reviews
Interest Rate
Not confirmed
Loan Amount
Ksh 2,000,000 - Ksh 80,000,000 (not confirmed by the provider)
Approval Time
14-21 business days
Processing Fee
Not stated
Rating Breakdown
5★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- KMRC affordable housing option at lower rates
- Joint mortgage applications accepted
- Step-up repayment for young professionals
- M-Pesa repayment option
- Mortgage top-up for existing clients
Cons
- CRB clearance required
Customer Reviews
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Product Details
Features
- Home purchase, construction, and renovation
- KMRC-backed affordable housing option available
- Mortgage top-up facility for existing customers
- Joint mortgage applications accepted
- Step-up repayment options for young professionals
Eligibility Requirements
Age: 21 - 60 years
Employment: Employed, Self-employed
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 6 months payslips
- Last 6 months bank statements
- Employment confirmation letter
- Audited accounts (if self-employed)
- Property valuation report
- Title deed
- Sale agreement
- CRB clearance certificate
Repayment Options
Standing orderCheck-offM-PesaDirect debit
Ready to Apply?
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