Mortgage
Standard Chartered Home Loan
Standard Chartered Bank Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
12% - 13.5% p.a.
Loan Amount
Ksh 5,000,000 - Ksh 150,000,000
Approval Time
7-14 business days
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Highest loan limit in Kenya (KES 150M)
- Fastest approval (7-14 days)
- Low 1% processing fee
- Multi-currency mortgage options
- Rate lock during application process
- Premium banking access included
Cons
- Very high minimum income (KES 150k)
- High minimum loan of KES 5M
- Maximum 85% financing only
- Limited branch network (urban-focused)
Customer Reviews
⭐
No reviews yet
Be the first to share your experience with Standard Chartered Home Loan
Write the First ReviewShare Your Experience
Product Details
Features
- Up to 85% financing for property purchase
- Loans up to KES 150 million (highest in market)
- Repayment period up to 25 years
- Premium and Priority banking access for mortgage clients
- Diaspora mortgage for non-resident Kenyans
- Multi-currency mortgage options
- Rate lock facility during application
- Construction finance with flexible drawdown
- Dedicated mortgage processing center
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 150,000/month
Employment: Employed, Self-employed
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 6 months payslips
- Last 12 months bank statements
- Employment confirmation letter
- Audited accounts (if self-employed)
- Property valuation report
- Title deed
- Sale agreement
- Tax compliance certificate
Repayment Options
Standing orderCheck-offDirect debitOnline banking
Ready to Apply?
Get started with Standard Chartered Home Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology