Mortgage
Family Bank Home Loan
Family Bank Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13.5% - 16% p.a.
Loan Amount
Ksh 1,000,000 - Ksh 30,000,000
Approval Time
14-28 business days
Processing Fee
KshNaN
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Pros & Cons
Pros
- Lowest minimum loan (KES 1M)
- Lowest income requirement (KES 50k)
- KMRC affordable housing option
- Wide branch network including rural areas
- Business owner-friendly requirements
- M-Pesa repayment option
Cons
- Higher interest rates (13.5-16%)
- 2% processing fee
- Maximum 20 year tenure
- Slower approval (14-28 days)
Customer Reviews
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Product Details
Features
- Low minimum loan of KES 1 million
- Accessible to lower-income earners (KES 50k minimum)
- Repayment period up to 20 years
- Home purchase and construction financing
- KMRC-backed affordable housing option available
- Extensive branch network including rural Kenya
- SME and business owner mortgage options
- Joint mortgage applications accepted
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 50,000/month
Employment: Employed, Self-employed, Business owners
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 6 months payslips
- Last 6 months bank statements
- Employment confirmation letter
- Business permit (if self-employed)
- Property valuation report
- Title deed
- Sale agreement
Repayment Options
Standing orderCheck-offM-PesaBranch payment
Ready to Apply?
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