Upgrade your home with affordable financing. Compare home improvement loans for renovations, repairs, extensions, solar installation, and property upgrades.
See exactly how much you'll pay each month
4G Capital
0.75% - 0.9% p.a.
KES 5,000 - 3,000,000
Kenya Women Microfinance Bank
1.5% - 2% p.a.
KES 5,000 - 2,000,000
Mogo Kenya
2.5% - 4% p.a.
KES 50,000 - 5,000,000
Watu Credit
2.99% - 4.5% p.a.
KES 40,000 - 350,000
Lipa Later
3% - 5% p.a.
KES 10,000 - 1,000,000
Options include: Personal loans (KES 100K-5M at 13-18% p.a.), home improvement loans from KCB and Equity, asset finance for major renovations, and development loans if you have land title. For smaller projects, digital loans up to KES 100,000 work well.
Yes, construction loans are available from banks like KCB, NCBA, and Housing Finance. Requires land title as collateral, approved building plans, and minimum 20% deposit. Rates range from 13-16% p.a. with terms up to 20 years. Disbursement is typically in phases.
Home improvement loans range from KES 100,000 for minor repairs to KES 10 million for major renovations. Unsecured personal loans max at KES 3-5M. Secured loans against property can offer more. Amount depends on income and existing debt.
Yes, several options exist: M-KOPA and d.light offer pay-as-you-go solar, banks like KCB and Stanbic have green energy loans, and personal loans can cover cash purchase. Solar financing often has favorable rates due to government green energy initiatives.
Compare 40 loan options and find the best rates for your needs.
Marble Capital Solutions
3% - 5% p.a.
KES 50,000 - 2,000,000
Letshego Kenya
5.25% - 24% p.a.
KES 250 - 500,000