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🔧 Loans for Equipment Purchase in Kenya

Finance business equipment and machinery. Compare asset financing and equipment loans for your business needs in Kenya.

23
Loan Options
0.75%
From (p.a.)
KES 50K+
Loan Amounts
12-60
Months Term

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Best Loans for Equipment

Best Rate

4G Capital SME Working Capital Loan

4G Capital

Interest Rate:

0.75% - 0.9% p.a.

Amount:

KES 5,000 - 3,000,000

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KWFT Biashara Business Loan

Kenya Women Microfinance Bank

Interest Rate:

1.5% - 2% p.a.

Amount:

KES 5,000 - 2,000,000

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Watu Motorbike Financing

Watu Credit

Interest Rate:

2.99% - 4.5% p.a.

Amount:

KES 40,000 - 350,000

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Lipa Later Merchant Advance

Lipa Later

Interest Rate:

3% - 5% p.a.

Amount:

KES 10,000 - 1,000,000

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Marble Capital Biashara Loan

Marble Capital Solutions

Interest Rate:

3% - 5% p.a.

Amount:

KES 50,000 - 2,000,000

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Zanifu Inventory Financing

Zanifu

Interest Rate:

3.5% - 5% p.a.

Amount:

KES 5,000 - 200,000

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Kopokopo Grow Merchant Loan

Kopokopo

Interest Rate:

5% - 7% p.a.

Amount:

KES 5,000 - 500,000

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Stawi SME Loan

Stawi

Interest Rate:

9% p.a.

Amount:

KES 30,000 - 250,000

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Jijenge Merchant Advance

Jijenge Credit

Interest Rate:

10% - 15% p.a.

Amount:

KES 50,000 - 2,000,000

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Tips for Getting Equipment Loans

  • 💡Asset finance often has lower rates since equipment is collateral
  • 💡Consider leasing vs buying for expensive equipment
  • 💡Some suppliers offer manufacturer financing programs
  • 💡Factor in maintenance and operating costs in your budget

Frequently Asked Questions

How can I finance business equipment?

Options include: Asset finance from banks (equipment as collateral), hire purchase agreements, and business loans. Major banks like KCB, Equity, and Stanbic offer equipment financing up to KES 50 million.

Can I get a loan for a generator or machinery?

Yes, asset finance covers generators, manufacturing equipment, construction machinery, and commercial vehicles. Typical financing is 70-90% of equipment value with 3-5 year terms.

Ready to Apply for Equipment Financing?

Compare 23 loan options and find the best rates for your needs.

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