Personal Loan
Access Bank Personal Loan
Access Bank Kenya
Last updated: April 16, 2026
Status unverified
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 16% p.a.
Loan Amount
Ksh 50,000 - Ksh 5,000,000
Approval Time
24-48 hours
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Backed by Nigeria's largest bank (scale advantage)
- Fast 24-48 hour disbursement
- Dedicated women banking program
- No early repayment penalty
- Strong pan-African network for diaspora
Cons
- Recent Kenya entry - limited branch network
- Still building Kenya brand recognition
- Digital platform still maturing
- Smaller loan ceiling than Tier 1 banks
Customer Reviews
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Product Details
Features
- Personal loans up to KES 5 million
- Backed by Africa's largest bank (Access Bank Nigeria)
- Access More digital banking platform
- Pan-African network across 20 countries
- Women banking proposition (W Initiative)
- Same-day approval for existing customers
- Instant salary-advance facility
- CRB positive reporting and KDIC cover
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 25,000/month
Employment: Employed, Self-employed, Professional
Required Documents
- National ID
- KRA PIN
- 3 months payslips
- 6 months bank statements
Repayment Options
Standing orderDirect debitM-Pesa
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