Fast Loan
MCo-op Cash Mobile Loan
Co-operative Bank of Kenya
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
4% - 9% p.a.
Loan Amount
Ksh 50 - Ksh 500,000
Approval Time
Instant
Processing Fee
None
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Instant approval and disbursement
- No paperwork required
- Accessible via USSD and app
- No early repayment penalty
- Loan limit increases with use
- Available 24/7
Cons
- Higher interest rates (4-9% monthly)
- Lower maximum amount (KES 500,000)
- Requires M-Pesa account
- Higher limits only for Co-op customers
Customer Reviews
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Product Details
Features
- Instant loan approval and disbursement
- Apply via USSD *667# or M-Coop app
- No paperwork required
- Loan limit increases with good repayment history
- Flexible repayment period (1-12 months)
- No hidden charges
- Automatic disbursement to M-Pesa
- 24/7 availability
- Interest only on amount borrowed
- Higher limits for Co-op Bank customers
Eligibility Requirements
Age: 18 - 70 years
0Employment: Any - employed, self-employed, business owner, student
Required Documents
- Valid Kenyan ID/Passport
- Active M-Pesa account
- Co-op Bank account (optional - higher limits for account holders)
Repayment Options
M-Pesa Paybill 400200M-Coop mobile appCo-op Bank branchStanding order
Ready to Apply?
Get started with MCo-op Cash Mobile Loan today. Fast approval and competitive rates.
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