Fast Loans in Kenya
Compare digital lending apps like Branch, Tala, Zenka. Get instant approval and money in your account fast.
There are 11 fast loans available in Kenya with interest rates from 11% to 211% per annum. Amounts range from KES 100 to KES 3,000,000. PesaMarket updates this data regularly.
Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 27/09/2026.
Showing 10 of 10 products
Chapeo Cash Loan
Chapeo
- 100% digital application
- No collateral required
MCo-op Cash Mobile Loan
Co-operative Bank of Kenya
- Instant loan approval and disbursement
- Apply via USSD *667# or M-Coop app
Equity Eazzy Loan
Equity Bank Kenya
- Instant approval within 1 minute
- Loans from KES 100 to KES 3,000,000
HFCB Whizz Instant Loan
HFCB
- Interest up to 9.061% per month, deducted upfront, plus a 6% processing fee
- Offered by a CBK-licensed bank (HFCB)
Little Pesa Short-Term Loan
Little Pesa
- No processing charges
- Flexible tenure 7-62 days
Okolea Instant Loan
Okolea International
- Instant approval and disbursement
- No collateral required
Senti Instant Loan
Senti App
- Fast loan approval
- No CRB check for first loan
Timiza Instant Loan
ABSA Bank Kenya
- Instant approval (1 minute)
- No paperwork required
Zenka Instant Loan
Zenka Finance Limited
- Instant approval within 1 minute
- Loans from KES 500 to KES 200,000
Branch Personal Loan
Branch International
- 100% digital - download app and apply
- Instant approval in minutes
Expert Advice
“Speed comes at a cost. The fastest-disbursing loans in Kenya charge 2-5x higher effective rates than bank loans. Always check the total repayment amount, not just the processing time.”
Worried about your CRB?
Many mobile lenders have lenient CRB requirements. See your options.