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Fast Loan

MCo-op Cash Mobile Loan

Co-operative Bank of Kenya

Last updated: January 14, 2026

|Last verified: Jan 14, 2026
0/5
Based on 0 Reviews
Interest Rate
4% - 9% p.a.
Loan Amount
Ksh 50 - Ksh 500,000
Approval Time
Instant
Processing Fee
None

Rating Breakdown

5
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4
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3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • Instant approval and disbursement
  • No paperwork required
  • Accessible via USSD and app
  • No early repayment penalty
  • Loan limit increases with use
  • Available 24/7

Cons

  • Higher interest rates (4-9% monthly)
  • Lower maximum amount (KES 500,000)
  • Requires M-Pesa account
  • Higher limits only for Co-op customers

Customer Reviews

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Product Details

Features

  • Instant loan approval and disbursement
  • Apply via USSD *667# or M-Coop app
  • No paperwork required
  • Loan limit increases with good repayment history
  • Flexible repayment period (1-12 months)
  • No hidden charges
  • Automatic disbursement to M-Pesa
  • 24/7 availability
  • Interest only on amount borrowed
  • Higher limits for Co-op Bank customers

Eligibility Requirements

Age: 18 - 70 years
0
Employment: Any - employed, self-employed, business owner, student

Required Documents

  • Valid Kenyan ID/Passport
  • Active M-Pesa account
  • Co-op Bank account (optional - higher limits for account holders)

Repayment Options

M-Pesa Paybill 400200M-Coop mobile appCo-op Bank branchStanding order

Ready to Apply?

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Application takes less than 10 minutes

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