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Fast Loan

Branch Personal Loan Plus

Branch International

Last updated: January 14, 2026

|Last verified: Jan 14, 2026
0/5
Based on 0 Reviews
Interest Rate
12% - 21% p.a.
Loan Amount
Ksh 250 - Ksh 100,000
Approval Time
Instant
Processing Fee
None

Rating Breakdown

5
(0)
4
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3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • Competitive rates (12-21% p.a.)
  • Instant approval and disbursement
  • No paperwork required
  • Flexible repayment up to 12 months
  • Loan limit increases with use
  • No early repayment penalties

Cons

  • Requires smartphone and internet
  • Lower initial loan limits
  • App-only access
  • Rates vary based on credit score

Customer Reviews

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Product Details

Features

  • AI-powered instant loan approval
  • Apply via Branch mobile app
  • No paperwork or credit checks
  • Loan limit increases with good repayment
  • Flexible repayment (1-12 months)
  • Interest only on outstanding balance
  • In-app financial literacy content
  • 24/7 customer support
  • Instant disbursement to M-Pesa
  • No hidden charges

Eligibility Requirements

Age: 18 - 70 years
0
Employment: Any - employed, self-employed, business owner, student

Required Documents

  • Valid Kenyan ID
  • Active smartphone with internet
  • Branch app installed
  • M-Pesa account for disbursement

Repayment Options

M-Pesa Paybill 600100Branch app walletBank transfer

Ready to Apply?

Get started with Branch Personal Loan Plus today. Fast approval and competitive rates.

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Application takes less than 10 minutes

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  • Independent ratings and analysis
  • Regularly updated product information
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