Fast Loan
OKash Instant Loan
Okash Kenya
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
8% - 20% p.a.
Loan Amount
Ksh 1,500 - Ksh 50,000
Approval Time
2-5 minutes
Processing Fee
Ksh 0
Rating Breakdown
5★
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Total: 0 Reviews
Pros & Cons
Pros
- 10M+ downloads - most popular loan app in Kenya
- Higher loan amounts up to KES 50,000
- Longer repayment periods (91-365 days)
- Very fast approval (2 minutes)
- AI-powered - high approval rates
- No paperwork required
- Flexible repayment options (M-Pesa, bank, airtime)
- Builds credit history
- Good customer ratings (4.3 stars)
- Available 24/7
Cons
- Android only (no iOS app)
- High interest rates (8-20%)
- 1% daily late payment penalty
- Requires smartphone with good internet
- Higher minimum loan amount (KES 1,500)
- Must download app (not USSD-based)
Customer Reviews
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Product Details
Features
- Instant approval within 2 minutes
- Loans from KES 1,500 to KES 50,000
- Repayment period 91-365 days
- No paperwork or guarantors
- AI-powered credit scoring
- Credit limit increases with good repayment
- No collateral required
- Disbursement to M-Pesa or bank account
- Apply 100% via mobile app
- 24/7 availability
- Repay via M-Pesa, bank, or airtime
- Reports to CRB to build credit history
Eligibility Requirements
Age: 18 - 65 years
0Employment: Employed, Self-employed, Business owner, Casual worker
Required Documents
- National ID
- Android smartphone
- Active phone number
- M-Pesa account or bank account
Repayment Options
M-Pesa Paybill 880100Bank transferAirtime (via OKash app)OKash app wallet
Ready to Apply?
Get started with OKash Instant Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
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