Fast Loan
Zenka Personal Loan
Zenka Finance
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
4.5% - 9% p.a.
Loan Amount
Ksh 500 - Ksh 50,000
Approval Time
Instant
Processing Fee
None
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Instant approval and disbursement
- No paperwork required
- Available 24/7
- Flexible repayment options
- No processing fees
- Loan limit increases with use
Cons
- High interest rates (4.5-9% monthly)
- Lower maximum amount (KES 50,000)
- Shorter repayment period
- Requires smartphone and app
- App-only service
Customer Reviews
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Product Details
Features
- Instant loan approval
- Apply via Zenka mobile app
- No paperwork or bank statements
- Loan limit increases with good repayment
- Flexible repayment (1-6 months)
- 24/7 availability
- No hidden charges
- Instant disbursement to M-Pesa
- Build credit score with timely repayment
- Customer support via app
Eligibility Requirements
Age: 18 - 70 years
0Employment: Any - employed, self-employed, student
Required Documents
- Valid Kenyan ID
- Active smartphone
- Zenka app installed
- M-Pesa account for disbursement
Repayment Options
M-Pesa PaybillZenka appBank transfer
Ready to Apply?
Get started with Zenka Personal Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
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