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Personal Loan

Credit Bank Personal Loan

Credit Bank Kenya

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
14% - 17% p.a.
Loan Amount
Ksh 50,000 - Ksh 3,000,000
Approval Time
48-72 hours
Processing Fee
KshNaN

Rating Breakdown

5
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4
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3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • Strong SACCO and co-operative relationships
  • Low minimum income of KES 20,000
  • Dedicated youth and women lending programs
  • No early repayment penalty
  • Small bank with personalized service

Cons

  • Lower ceiling of KES 3 million
  • Higher top rate of 17%
  • Maximum tenure capped at 4 years
  • 2.5% processing fee above market average

Customer Reviews

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Product Details

Features

  • Personal loans up to KES 3 million
  • SACCO-friendly lender with deep co-operative ties
  • Check-off facility for salaried workers
  • Credit Bank Mobile Banking
  • Women and youth dedicated lending windows
  • Branch presence in 18 locations
  • CRB positive reporting for good repayers
  • KDIC deposit insurance protection

Eligibility Requirements

Age: 21 - 60 years
Min Income: Ksh 20,000/month
Employment: Employed, Self-employed, SACCO member

Required Documents

  • National ID
  • KRA PIN
  • 3 months payslips
  • 6 months bank statements

Repayment Options

Standing orderCheck-offM-Pesa

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