Personal Loan
Credit Bank Personal Loan
Credit Bank Kenya
Last updated: April 16, 2026
Status unverified
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 17% p.a.
Loan Amount
Ksh 50,000 - Ksh 3,000,000
Approval Time
48-72 hours
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Strong SACCO and co-operative relationships
- Low minimum income of KES 20,000
- Dedicated youth and women lending programs
- No early repayment penalty
- Small bank with personalized service
Cons
- Lower ceiling of KES 3 million
- Higher top rate of 17%
- Maximum tenure capped at 4 years
- 2.5% processing fee above market average
Customer Reviews
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Product Details
Features
- Personal loans up to KES 3 million
- SACCO-friendly lender with deep co-operative ties
- Check-off facility for salaried workers
- Credit Bank Mobile Banking
- Women and youth dedicated lending windows
- Branch presence in 18 locations
- CRB positive reporting for good repayers
- KDIC deposit insurance protection
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 20,000/month
Employment: Employed, Self-employed, SACCO member
Required Documents
- National ID
- KRA PIN
- 3 months payslips
- 6 months bank statements
Repayment Options
Standing orderCheck-offM-Pesa
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