Best Money Market Funds in Kilifi 2026
Compare 10+ money market funds from 3+ banks in Kilifi County. 58% of adults have access to financial services.
Kilifi County Financial Overview
Kilifi County is a major coastal tourism destination with Malindi and Watamu attracting international visitors. Agriculture, particularly cashew nuts and coconuts, and fishing also drive the economy.
Main Industries
Popular Financial Products
Banks Offering Money Market Funds in Kilifi
Compare Money Market Funds Available in Kilifi
Britam Money Market Fund
Britam Asset Managers
- âBritam insurance backing
- âNSE-listed parent company
CIC Money Market Fund
FeaturedCIC Asset Management
- âLargest MMF by assets in Kenya
- âCIC Group backing - major insurer
Cytonn Money Market Fund
FeaturedCytonn Asset Managers
- âHighest performing MMF in Kenya (Dec 2025)
- â11.26% gross annual return
Etica Money Market Fund
Etica Capital
- â10.99% gross return - top 3 performer
- âLow minimum investment
GulfCap Money Market Fund
FeaturedGulfCap Investment Bank
- âConsistently top-performing MMF in Kenya
- âDouble-digit returns
Lofty-Corban Money Market Fund
FeaturedLofty-Corban Asset Management
- âConsistently high-performing MMF
- âOver KES 4 billion AUM
Nabo Africa Money Market Fund
FeaturedNabo Capital
- âSecond highest returns (Dec 2025)
- â11.11% gross annual return
Sanlam Money Market Fund
Sanlam Investments
- âSanlam Group backing
- âPan-African fund manager
Zimele Money Market Fund
FeaturedOld Mutual
- âOldest MMF in Kenya - established track record
- âLowest minimum investment (KES 100)
Ziidi Money Market Fund
FeaturedSafaricom / Standard Investment Bank
- âInvest from just KES 100 via M-Pesa
- âNo M-Pesa transaction fees to or from fund
Tips for Getting Money Market Funds in Kilifi
- đĄTourism businesses should time loan applications before peak season
- đĄMobile money is widely used - consider digital lenders for quick access
- đĄFishing cooperatives can access group lending products
- đĄCheck for NGO-backed microfinance options with favorable terms
How to Apply for Money Market Funds in Kilifi
- Compare: Use PesaMarket to compare money market funds from 3+ banks
- Check eligibility: Review requirements for your preferred product - income, age, CRB status
- Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
- Apply: Visit a branch in Kilifi or apply online through the bank's website/app
- Wait for approval: Most money market funds are processed within 24-72 hours
Frequently Asked Questions: Money Market Funds in Kilifi
What are the best Money Market Funds in Kilifi County?
The best money market funds in Kilifi include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 15.0% p.a. depending on the product and your credit profile. Compare all 10+ options on PesaMarket to find the best fit for your needs.
How do I apply for money market funds in Kilifi?
To apply for money market funds in Kilifi: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Kilifi or Malindi or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.
Which banks have branches in Kilifi County?
Major banks with branches in Kilifi include: KCB (5 branches - Kilifi, Malindi, Watamu); Equity Bank (4 branches - Kilifi, Malindi); Co-operative Bank (3 branches - Kilifi, Malindi). You can also access mobile banking and digital loans from anywhere in Kilifi.
What is the minimum salary to qualify for money market funds in Kilifi?
Minimum salary requirements for money market funds in Kilifi vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.
Are there money market funds without CRB check in Kilifi?
Some digital lenders in Kilifi offer money market funds with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.
Money Market Funds in Nearby Coast Counties
Other Financial Products in Kilifi
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Money Market Funds in Kilifi's Major Towns
Whether you're in Kilifi, Malindi, Watamu, Gede, or any other part of Kilifi County, you can access money market funds from leading financial institutions. Kilifi has the most bank branches, but mobile banking and digital loans are available across the entire Coast region. Our platform helps you compare rates and find the best money market funds for your needs.
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Compare 10+ money market funds from top banks in Kilifi. Find the best rates and apply online today.