Best Money Market Funds in Nairobi 2026
Compare 30+ money market funds from 6+ banks in Nairobi County. 89% of adults have access to financial services.
There are 30 money market funds available in Nairobi County, Kenya, with 6 banks serving the area. Interest rates range from 12.0% to 20.0% monthly. Population: 4,397,073.
Nairobi County Financial Overview
Nairobi is Kenya's economic powerhouse and the financial hub of East Africa. Home to the Nairobi Securities Exchange and headquarters of major banks, the city offers the most competitive financial products in the country.
Main Industries
Popular Financial Products
Banks Offering Money Market Funds in Nairobi
Co-operative Bank
32 branchesCBD, Westlands, Industrial Area, South B
View Co-operative Bank ProductsâCompare Money Market Funds Available in Nairobi
Absa Shilling Money Market Fund
Absa Asset Management
- âBacked by Absa Group, a top-4 bank in Kenya
- â13.5% gross annual return
Apollo Money Market Fund
Apollo Asset Management
- âManaged by Apollo Asset Management
- â14.8% gross annual return
ArvoCap Money Market Fund
FeaturedArvoCap Asset Management
- âTop-performing MMF in Kenya by gross yield
- â16.5% gross annual return
Britam Money Market Fund
Britam Asset Managers
- âBritam insurance backing
- âNSE-listed parent company
CIC Money Market Fund
FeaturedCIC Asset Management
- âLargest MMF by assets in Kenya
- âCIC Group backing - major insurer
Co-op Money Market Fund
Co-operative Bank / CIC
- âBacked by Co-operative Bank of Kenya
- â14.2% gross annual return
Cytonn Money Market Fund
FeaturedCytonn Asset Managers
- âHighest performing MMF in Kenya (Dec 2025)
- â11.26% gross annual return
Dry Associates Money Market Fund
Dry Associates
- âManaged by Dry Associates, an independent fund manager
- â14.0% gross annual return
Enwealth Money Market Fund
Enwealth Financial Services
- âManaged by Enwealth Financial Services
- â14.5% gross annual return
Equity Money Market Fund
Equity Investment Bank
- âBacked by Equity Group, Kenya's largest bank by customers
- â11.4% gross annual return
Etica Money Market Fund
Etica Capital
- â10.99% gross return - top 3 performer
- âLow minimum investment
Faulu Money Market Fund
Faulu Microfinance Bank
- âBacked by Faulu Microfinance Bank (Old Mutual subsidiary)
- â15.1% gross annual return
GenAfrica Money Market Fund
GenAfrica Asset Managers
- âManaged by GenAfrica Asset Managers (formerly Genesis Kenya)
- â14.1% gross annual return
Genghis Money Market Fund
Genghis Capital
- âManaged by Genghis Capital, a leading stockbroker
- â14.6% gross annual return
GulfCap Money Market Fund
FeaturedGulfCap Investment Bank
- âConsistently top-performing MMF in Kenya
- âDouble-digit returns
ICEA Lion Money Market Fund
ICEA Lion Asset Management
- âManaged by ICEA Lion Asset Management
- â13.5% gross annual return
Jubilee Money Market Fund
Jubilee Financial Solutions
- âManaged by Jubilee Financial Solutions (Jubilee Holdings)
- â15.0% gross annual return
KCB Money Market Fund
FeaturedKCB Investment Bank
- âBacked by KCB Group, Kenya's largest bank by assets
- â15.4% gross annual return
Kuza Money Market Fund
FeaturedKuza Asset Management
- âAmong the highest-yielding MMFs in Kenya
- â16.4% gross annual return
Lofty-Corban Money Market Fund
FeaturedLofty-Corban Asset Management
- âConsistently high-performing MMF
- âOver KES 4 billion AUM
Madison Money Market Fund
Madison Investment Managers
- âManaged by Madison Investment Managers (Madison Group)
- â14.9% gross annual return
Mali Money Market Fund
FeaturedMali Money Market Fund
- âCompetitive 15.2% gross yield
- âLow KES 500 minimum investment
Mayfair Money Market Fund
Mayfair Asset Managers
- âManaged by Mayfair Asset Managers
- â14.7% gross annual return
Nabo Africa Money Market Fund
FeaturedNabo Capital
- âSecond highest returns (Dec 2025)
- â11.11% gross annual return
Ndovu Money Market Fund
FeaturedNdovu
- âMobile-first investment platform
- â15.5% gross annual return
Orient Kasha Money Market Fund
Orient Asset Managers
- âManaged by Orient Asset Managers
- â14.6% gross annual return
Sanlam Money Market Fund
Sanlam Investments
- âSanlam Group backing
- âPan-African fund manager
Stanbic Money Market Fund
Stanbic IBTC Asset Management
- âBacked by Standard Bank Group, Africa's largest bank
- â13.1% gross annual return
Ziidi Money Market Fund
FeaturedSafaricom / Standard Investment Bank
- âInvest from just KES 100 via M-Pesa
- âNo M-Pesa transaction fees to or from fund
Zimele Money Market Fund
FeaturedOld Mutual
- âOldest MMF in Kenya - established track record
- âLowest minimum investment (KES 100)
Tips for Getting Money Market Funds in Nairobi
- đĄCompare rates online before visiting branches - Nairobi banks are highly competitive
- đĄConsider digital lenders for quick small loans under KES 50,000
- đĄCheck your CRB status before applying - most Nairobi banks strictly check credit history
- đĄBusiness owners should explore the many SME-specific loan products available
How to Apply for Money Market Funds in Nairobi
- Compare: Use PesaMarket to compare money market funds from 6+ banks
- Check eligibility: Review requirements for your preferred product - income, age, CRB status
- Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
- Apply: Visit a branch in Nairobi or apply online through the bank's website/app
- Wait for approval: Most money market funds are processed within 24-72 hours
Frequently Asked Questions: Money Market Funds in Nairobi
What are the best Money Market Funds in Nairobi County?
The best money market funds in Nairobi include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 15.0% p.a. depending on the product and your credit profile. Compare all 30+ options on PesaMarket to find the best fit for your needs.
How do I apply for money market funds in Nairobi?
To apply for money market funds in Nairobi: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Nairobi or Karen or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.
Which banks have branches in Nairobi County?
Major banks with branches in Nairobi include: KCB (45 branches - CBD, Westlands, Karen); Equity Bank (38 branches - CBD, Westlands, Buruburu); Co-operative Bank (32 branches - CBD, Westlands, Industrial Area); ABSA (25 branches - CBD, Westlands, Upperhill); NCBA (20 branches - CBD, Westlands, Gigiri); Stanbic (18 branches - CBD, Westlands, Karen). You can also access mobile banking and digital loans from anywhere in Nairobi.
What is the minimum salary to qualify for money market funds in Nairobi?
Minimum salary requirements for money market funds in Nairobi vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.
Are there money market funds without CRB check in Nairobi?
Some digital lenders in Nairobi offer money market funds with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.
Other Financial Products in Nairobi
Also in Nairobi
Money Market Funds in Nairobi's Major Towns
Whether you're in Nairobi, Karen, Westlands, Eastleigh, Kibera, or any other part of Nairobi County, you can access money market funds from leading financial institutions. Nairobi has the most bank branches, but mobile banking and digital loans are available across the entire Nairobi region. Our platform helps you compare rates and find the best money market funds for your needs.
Ready to Apply?
Compare 30+ money market funds from top banks in Nairobi. Find the best rates and apply online today.